Texans rates: up to 5.00% APY
credit union · NCUA CHARTER 60806 · www.texanscu.org/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Additional Savings | rates dated 1 May 2026 | 0.01% | APY | 2026-11-01 | since 2026-11-01 | |
| Coverdell Education Savings | rates dated 1 May 2026 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Holiday Club Savings | balances $100–$999.99 · rates dated 1 May 2026 | 0.02% | APY | 2026-11-01 | since 2026-11-01 | |
| Holiday Club Savings | balances $1,000–$24,999.99 · rates dated 1 May 2026 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Holiday Club Savings | balances over $25,000 · rates dated 1 May 2026 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Ignite Savings for Kids & Teens | rates dated 1 May 2026 | 0.01% | APY | 2026-11-01 | since 2026-11-01 | |
| My Texans Savings | rates dated 1 May 2026 | 0.01% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings | IRAs (Traditional and Roth) · rates dated 1 May 2026 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Star Savers Youth Savings | balances up to and including $5,000 · rates dated 1 May 2026 | 5.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Star Savers Youth Savings | balances over $5,000 · rates dated 1 May 2026 | 0.01% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Certificate of Deposit | 3 Months (Not available for IRA or CESA) · $500 to $99,999.99 · rates dated 23 Feb 2026 | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 3 Months (Not available for IRA or CESA) · $100,000 or more · rates dated 23 Feb 2026 | 3.70% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 6 Months (Not available for CESA) · $500 to $99,999.99 · rates dated 23 Feb 2026 | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 6 Months (Not available for CESA) · $100,000 or more · rates dated 23 Feb 2026 | 3.70% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 12 Months · $500 to $99,999.99 · rates dated 23 Feb 2026 | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 12 Months · $100,000 or more · rates dated 23 Feb 2026 | 3.70% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 18 Months · $500 to $99,999.99 · rates dated 23 Feb 2026 | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 18 Months · $100,000 or more · rates dated 23 Feb 2026 | 3.70% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 24 Months · $500 to $99,999.99 · rates dated 23 Feb 2026 | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 24 Months · $100,000 or more · rates dated 23 Feb 2026 | 3.70% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 36 Months · $500 to $99,999.99 · rates dated 23 Feb 2026 | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 36 Months · $100,000 or more · rates dated 23 Feb 2026 | 3.70% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 48 Months · $500 to $99,999.99 · rates dated 23 Feb 2026 | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 48 Months · $100,000 or more · rates dated 23 Feb 2026 | 3.70% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 60 Months · $500 to $99,999.99 · rates dated 23 Feb 2026 | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 60 Months · $100,000 or more · rates dated 23 Feb 2026 | 3.70% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Performance Money Market Account | $0.01 to $9,999.99 · rates dated 1 Dec 2025 | 1.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Performance Money Market Account | $10,000 to $24,999.99 · rates dated 1 Dec 2025 | 1.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Performance Money Market Account | $25,000 to $49,999.99 · rates dated 1 Dec 2025 | 1.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Performance Money Market Account | $50,000 to $99,999.99 · rates dated 1 Dec 2025 | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Performance Money Market Account | $100,000 to $249,999.99 · rates dated 1 Dec 2025 | 2.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Performance Money Market Account | $250,000 to $499,999.99 · rates dated 1 Dec 2025 | 2.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Performance Money Market Account | $500,000 to $749,999.99 · rates dated 1 Dec 2025 | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Performance Money Market Account | $750,000 to $999,999.99 · rates dated 1 Dec 2025 | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Performance Money Market Account | $1,000,000 or more · rates dated 1 Dec 2025 | 3.50% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.texanscu.org/rates/money-market-accounts | 2026-11-01 18:15 UTC | ok | fafc3a0af7d5 |
| www.texanscu.org/rates/certificate-accounts | 2026-11-01 18:15 UTC | ok | 315deb9b3e9a |
| www.texanscu.org/rates/savings-accounts | 2026-11-01 18:15 UTC | ok | f55a48d5cfa5 |