Oucu Financial Credit Union, Inc. rates: up to 4.25% APY
credit union · NCUA CHARTER 61048 · www.oucu.org/
Savings
| Product | Term / tier | Rate | Basis | Checked | History | Change |
|---|---|---|---|---|---|---|
| Christmas Club | 0.05% | APY | checked 1 Nov 2026 | since 2026-11-01 | ||
| Coverdell Education Savings Account | 0.10% | APY | checked 1 Nov 2026 | since 2026-11-01 | ||
| IRA High Yield Savings | $0 - $24,999 | 0.55% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| IRA High Yield Savings | $25,000+ | 4.00% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| IRA Passbook | 0.10% | APY | checked 1 Nov 2026 | since 2026-11-01 | ||
| Money Max Savings | $0-$49,999 | 0.50% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Money Max Savings | $50,000-$99,999 | 0.70% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Money Max Savings | $100,000-$249,999 | 0.85% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Money Max Savings | $250,000+ | 1.00% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Regular Savings | $5 to open | 0.05% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Roth IRA Passbook | 0.10% | APY | checked 1 Nov 2026 | since 2026-11-01 | ||
| Vacation Club | 0.05% | APY | checked 1 Nov 2026 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Checked | History | Change |
|---|---|---|---|---|---|---|
| 1-Year CD | 12 month | 3.45% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Easy Save IRA Certificate | 12 month | 4.00% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 15-Month CD | 15 months | 4.25% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 2-Year CD | 24 month | 3.25% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 3-Year CD | 36 month | 3.00% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 4-Year CD | 48 month | 3.00% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 5-Year CD | 60 month | 3.00% | APY | checked 1 Nov 2026 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Checked | History | Change |
|---|---|---|---|---|---|---|
| Checking Account | Dividend | 0.10% | APY | checked 1 Nov 2026 | since 2026-11-01 |
0 rates hidden because they were not re-checked in over 3 days. A row not re-checked for over 1 day is marked stale and never heads a ranking.
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.oucu.org/rates | 2026-11-02 03:43 UTC | ok | bffa2ea304fb |