Sharefax rates: up to 3.95% APY
credit union · NCUA CHARTER 61090 · www.sharefax.org/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Champion Savers - 1st Range | rates dated 12 Mar 2026 | 0.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Holiday Savings Club | rates dated 12 Mar 2026 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA/Education & SEP | rates dated 12 Mar 2026 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular/Club | rates dated 12 Mar 2026 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | Maximizer - $0 - $9,999 · rates dated 12 Mar 2026 | 0.85% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Savings Account | IRA/Education & SEP - Minimum $1,000 · rates dated 12 Mar 2026 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Savings Account | IRA/Education & SEP - Minimum $5,000 · rates dated 12 Mar 2026 | 0.35% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Savings Account | IRA/Education & SEP - Minimum $10,000 · rates dated 12 Mar 2026 | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | Maximizer - Minimum $10,000(1) · rates dated 12 Mar 2026 | 1.10% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Savings Account | IRA/Education & SEP - $25,000+ · rates dated 12 Mar 2026 | 0.65% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | Maximizer - Minimum $25,000(1) · rates dated 12 Mar 2026 | 1.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | Maximizer - Minimum $50,000(1) · rates dated 12 Mar 2026 | 1.40% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | Maximizer - Minimum $75,000(1) · rates dated 12 Mar 2026 | 1.60% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | Maximizer - Minimum $100,000(1) · rates dated 12 Mar 2026 | 2.00% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 6-Month CD | 6 Months | 3.45% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA & HSA Certificates | 6 Month | 3.45% | APY | 2026-11-01 | since 2026-11-01 | |
| 11-Month CD | 11 Months - No Penalty | 3.70% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 12 Months | 3.70% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA & HSA Certificates | 12 Months | 3.70% | APY | 2026-11-01 | since 2026-11-01 | |
| 15-Month CD | 15 Months | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA & HSA Certificates | 18 Months | 3.95% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 24 Months | 3.85% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA & HSA Certificates | 24 Months | 3.85% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA & HSA Certificates | 30 Months | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Bump Share Certificates | 36 Months | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Year CD | 36 Months | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA & HSA Certificates | 36 Months | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Bump Share Certificates | 48 Months | 3.65% | APY | 2026-11-01 | since 2026-11-01 | |
| 4-Year CD | 48 Months | 3.65% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA & HSA Certificates | 48 Months | 3.65% | APY | 2026-11-01 | since 2026-11-01 | |
| Bump Share Certificates | 60 Months | 3.55% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 60 Months | 3.55% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA & HSA Certificates | 60 Months | 3.55% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.sharefax.org/savings-rates/ | 2026-11-02 01:04 UTC | ok | 97205ff9cd2c |
| www.sharefax.org/share-certificates-rates/arrow/ | — | extract-failed | |
| www.sharefax.org/share-certificates-rates/ | 2026-11-02 01:04 UTC | ok | 06594f8a56ee |