Vibrant rates: up to 4.25% APY
credit union · NCUA CHARTER 61093 · www.vibrantcreditunion.org/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Health Savings Account | $0 - $99 | 0.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Health Savings Account | $100+ | 0.01% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $0 - $99 | 0.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $100 - $24,999 | 0.01% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $25,000 - $49,999 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $50,000 - $99,999 | 0.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $100,000+ | 0.35% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 6-Month CD Special | 6 months | 4.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 13-Month CD Special | 13 months | 4.15% | APY | 2026-11-01 | since 2026-11-01 | |
| 23-Month CD Special | 23 months | 3.80% | APY | 2026-11-01 | since 2026-11-01 | |
| 30-Month CD | 30 months | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 40-Month Bump-Up CD Special | 40 months | 3.35% | APY | 2026-11-01 | since 2026-11-01 | |
| 48-Month CD | 4 years | 3.65% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Insured Money Market | up to $15,000,000 | 3.38% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Everyday Checking | Any | 0.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Premier Checking | $0 - $24,999 | 3.75% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.vibrantcreditunion.org/cds | 2026-11-01 21:43 UTC | ok | 1c96ea000ec8 |
| www.vibrantcreditunion.org/promo/wsj | 2026-11-01 21:43 UTC | ok | c5682698c23b |
| www.vibrantcreditunion.org/rates | 2026-11-01 21:43 UTC | ok | 13554789cd75 |