University Of Michigan rates: up to 4.06% APY
credit union · NCUA CHARTER 61552 · www.umcu.org/
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 3-Month CD | Certificate $500 minimum deposit · 3 months | 4.06% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Month CD | 3 Month | 4.06% | APY | 2026-11-01 | since 2026-11-01 | |
| 6-Month CD | Certificate $10,000 minimum deposit · 6 months | 2.89% | APY | 2026-11-01 | since 2026-11-01 | |
| 6-Month CD | Certificate $100,000 minimum deposit · 6 months | 2.99% | APY | 2026-11-01 | since 2026-11-01 | |
| 6-Month CD | 6 Month | 2.78% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 12 Month | 3.56% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 24 Month | 2.84% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Year CD | 36 Month | 2.89% | APY | 2026-11-01 | since 2026-11-01 | |
| 4-Year CD | 4 years | 2.94% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 5 years | 3.04% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.umcu.org/accounts/savings/certificates | 2026-11-01 20:43 UTC | ok | dbee0fb2a728 |
| www.umcu.org/accounts/savings | — | extract-failed |