Sun East rates: up to 4.35% APY
credit union · NCUA CHARTER 6160 · www.suneast.org/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Best For: Savers under 18 establishing early savings habits. | 3.70% | APY | 2026-11-01 | since 2026-11-01 | ||
| Holiday Club | $0.01 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| SEP-IRA Savings | $0.01 | 3.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $0.01 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Vacation Club | $0.01 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Variable IRA | $0.01 | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Youth Savings | $0.01 | 0.10% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 3 Month Regular / IRA | 3 months | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Month CD | 3 Month Jumbo | 3.60% | APY | 2026-11-01 | since 2026-11-01 | |
| 6 Month Regular / IRA | 6 months | 3.70% | APY | 2026-11-01 | since 2026-11-01 | |
| 6 Month Youth Certificate | 6 months | 3.70% | APY | 2026-11-01 | since 2026-11-01 | |
| 6-Month CD | 6 Month Jumbo | 3.80% | APY | 2026-11-01 | since 2026-11-01 | |
| 8 Month Certificate Special | 8 months | 3.85% | APY | 2026-11-01 | since 2026-11-01 | |
| 8 Month Certificate Special (External New Funds) | 8 months | 4.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Limited-Time Certificate Specials | 8 months | 4.10% | APY | 2026-11-01 | since 2026-11-01 | |
| 12 Month Youth Certificate | 1 year | 3.70% | APY | 2026-11-01 | since 2026-11-01 | |
| 12 month Regular / IRA | 1 year | 3.70% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 12 Month Jumbo | 3.80% | APY | 2026-11-01 | since 2026-11-01 | |
| 18 Month Regular / IRA | 18 months | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 18-Month CD | 18 Months Jumbo | 3.60% | APY | 2026-11-01 | since 2026-11-01 | |
| 20 Month Certificate | 20 months | 4.35% | APY | 2026-11-01 | since 2026-11-01 | |
| 20 Month Certificate Special | 20 months | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 20 Month Certificate Special (External New Funds) | 20 months | 4.35% | APY | 2026-11-01 | since 2026-11-01 | |
| Frequently Asked Questions About 20 Month Certificate Special | 20 months | 4.35% | APY | 2026-11-01 | since 2026-11-01 | |
| Limited-Time Certificate Specials | 20 months | 4.35% | APY | 2026-11-01 | since 2026-11-01 | |
| 24 Month Regular / IRA | 2 years | 3.40% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 24 Month Jumbo | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 30 Month Regular / IRA | 30 months | 3.40% | APY | 2026-11-01 | since 2026-11-01 | |
| 30-Month CD | 30 Month Jumbo | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 36 Month Regular / IRA | 3 years | 3.40% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Year CD | 36 Month Jumbo | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 48 Month Regular / IRA | 4 years | 3.40% | APY | 2026-11-01 | since 2026-11-01 | |
| 4-Year CD | 48 Month Jumbo | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 60 Month Regular / IRA | 5 years | 3.40% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 60 Month Jumbo | 3.50% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Performance Money Market Account | $2,500 – $49,999.99 | 0.40% | APY | 2026-11-01 | since 2026-11-01 | |
| Performance Money Market Account | $50,000 – $74,999.99 | 0.60% | APY | 2026-11-01 | since 2026-11-01 | |
| Performance Money Market Account | $75,000 – $99,999.99 | 0.60% | APY | 2026-11-01 | since 2026-11-01 | |
| Performance Money Market Account | $100,000 – $249,999.99 | 0.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Performance Money Market Account | $250,000 and Over | 0.90% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| USave Interest Checking | $500 – $9,999.99 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| USave Interest Checking | $10,000 – $49,999.99 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| USave Interest Checking | $50,000 – $99,999.99 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| USave Interest Checking | $100,000 and Over | 0.10% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.suneast.org/rates/ | 2026-11-01 23:23 UTC | ok | 656ae1366fe3 |
| www.suneast.org/certificates/ | 2026-11-01 23:23 UTC | ok | e604aa54dbc9 |
| www.suneast.org/20-month-certificate-special/ | 2026-11-01 23:23 UTC | ok | bf903e5ad346 |