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Elga rates: up to 6.17% APY

credit union · NCUA CHARTER 61797 · www.elgacu.com/

Savings

ProductTerm / tierRateBasisRecordedHistoryChange
ELGA Elite – Balances$1,000.00-$4,999.99 0.15%APY2026-11-01 since 2026-11-01
ELGA Elite – Balances$5,000.00-$9,999.99 0.20%APY2026-11-01 since 2026-11-01
ELGA Elite – Balances$10,000.00-$24,999.99 0.25%APY2026-11-01 since 2026-11-01
ELGA Elite – Balances$25,000-$49,999.99 0.35%APY2026-11-01 since 2026-11-01
ELGA Elite – Balances$50,000.00-$99,999.99 0.35%APY2026-11-01 since 2026-11-01
ELGA Elite – Balances$100,000.00-$249,999.99 0.50%APY2026-11-01 since 2026-11-01
ELGA Elite – Balances$250,000.00-$499,999.99 0.50%APY2026-11-01 since 2026-11-01
ELGA Elite – Balances$500,000.00-$999,999.99 0.85%APY2026-11-01 since 2026-11-01
ELGA Elite – Balances$1,000,000+ 1.00%APY2026-11-01 since 2026-11-01
Health Savings Account$200.00-$999.99 0.75%APY2026-11-01 since 2026-11-01
Health Savings Account$1,000-$9,999.99 1.25%APY2026-11-01 since 2026-11-01
Health Savings Account$10,000 + 1.51%APY2026-11-01 since 2026-11-01
SavingsNon-Qualifying 0.01%APY2026-11-01 since 2026-11-01
Savings$0.00-$250,000.00 1.51%APY2026-11-01 since 2026-11-01
Super Saver ClubAll 0.15%APY2026-11-01 since 2026-11-01
Traditional IRA, Roth IRA & Coverdell ESA IRA Savings$0.00-$9,999.99 0.50%APY2026-11-01 since 2026-11-01
Traditional IRA, Roth IRA & Coverdell ESA IRA Savings$10,000.00-$49,999.99 0.75%APY2026-11-01 since 2026-11-01
Traditional IRA, Roth IRA & Coverdell ESA IRA Savings$50,000.00-$199,999.99 1.00%APY2026-11-01 since 2026-11-01
Traditional IRA, Roth IRA & Coverdell ESA IRA Savings$200,000.00-$499,999.99 1.25%APY2026-11-01 since 2026-11-01
Traditional IRA, Roth IRA & Coverdell ESA IRA Savings$500,000.00 + 1.51%APY2026-11-01 since 2026-11-01
Traditional, Roth & Coverdell ESA IRA Accounts$0.00-$9,999.99 0.50%APY2026-11-01 since 2026-11-01
Traditional, Roth & Coverdell ESA IRA Accounts$10,000.00-$49,999.99 0.75%APY2026-11-01 since 2026-11-01
Traditional, Roth & Coverdell ESA IRA Accounts$50,000.00-$199,999.99 1.00%APY2026-11-01 since 2026-11-01
Traditional, Roth & Coverdell ESA IRA Accounts$200,000.00-$499,999.99 1.25%APY2026-11-01 since 2026-11-01
Traditional, Roth & Coverdell ESA IRA Accounts$500,000.00 + 1.51%APY2026-11-01 since 2026-11-01

CDs

ProductTerm / tierRateBasisRecordedHistoryChange
$1,000.003-Month 2.05%APY2026-11-01 since 2026-11-01
$100,000.003-Month 2.15%APY2026-11-01 since 2026-11-01
$250,000.003-Month 2.20%APY2026-11-01 since 2026-11-01
CD, Traditional IRA CD & Roth IRA CD Accounts3-Month 2.05%APY2026-11-01 since 2026-11-01
Certificate of Deposit3-Month 2.10%APY2026-11-01 since 2026-11-01
$1,000.006-Month 2.60%APY2026-11-01 since 2026-11-01
$100,000.006-Month 2.70%APY2026-11-01 since 2026-11-01
$250,000.006-Month 2.75%APY2026-11-01 since 2026-11-01
CD, Traditional IRA CD & Roth IRA CD Accounts6-Month 2.60%APY2026-11-01 since 2026-11-01
Certificate of Deposit6-Month 2.65%APY2026-11-01 since 2026-11-01
$1,000.009-Month 2.62%APY2026-11-01 since 2026-11-01
$100,000.009-Month 2.72%APY2026-11-01 since 2026-11-01
$250,000.009-Month 2.77%APY2026-11-01 since 2026-11-01
CD, Traditional IRA CD & Roth IRA CD Accounts9-Month 2.62%APY2026-11-01 since 2026-11-01
Certificate of Deposit9-Month 2.67%APY2026-11-01 since 2026-11-01
10-Month Promo CD10 months 4.00%APY2026-11-01 since 2026-11-01
10-Month Roth IRA Promo CD10 months 4.00%APY2026-11-01 since 2026-11-01
10-Month Traditional IRA Promo CD10 months 4.00%APY2026-11-01 since 2026-11-01
$1,000.0012-Month 2.65%APY2026-11-01 since 2026-11-01
$100,000.0012-Month 2.75%APY2026-11-01 since 2026-11-01
$250,000.0012-Month 2.80%APY2026-11-01 since 2026-11-01
CD, Traditional IRA CD & Roth IRA CD Accounts12-Month 2.65%APY2026-11-01 since 2026-11-01
CD/IRALearn2Save 12-Month 2.65%APY2026-11-01 since 2026-11-01
Certificate of Deposit12-Month 2.70%APY2026-11-01 since 2026-11-01
Learn2SaveLearn2Save 12-Month 2.65%APY2026-11-01 since 2026-11-01
Save To Win12-Month $0.00 - $24,999.99 0.75%APY2026-11-01 since 2026-11-01
Save To Win12-Month $25,000.00 and over 0.10%APY2026-11-01 since 2026-11-01
$1,000.0018-Month 2.70%APY2026-11-01 since 2026-11-01
$100,000.0018-Month 2.80%APY2026-11-01 since 2026-11-01
$250,000.0018-Month 2.85%APY2026-11-01 since 2026-11-01
CD, Traditional IRA CD & Roth IRA CD Accounts18-Month 2.70%APY2026-11-01 since 2026-11-01
Certificate of Deposit18-Month 2.75%APY2026-11-01 since 2026-11-01
$1,000.0024-Month 2.75%APY2026-11-01 since 2026-11-01
$100,000.0024-Month 2.85%APY2026-11-01 since 2026-11-01
$250,000.0024-Month 2.90%APY2026-11-01 since 2026-11-01
CD, Traditional IRA CD & Roth IRA CD Accounts24-Month 2.75%APY2026-11-01 since 2026-11-01
CD/IRALearn2Save 24-Month 2.75%APY2026-11-01 since 2026-11-01
Certificate of Deposit24-Month 2.80%APY2026-11-01 since 2026-11-01
Learn2SaveLearn2Save 24-Month 2.75%APY2026-11-01 since 2026-11-01
$1,000.0036-Month 2.85%APY2026-11-01 since 2026-11-01
$100,000.0036-Month 2.95%APY2026-11-01 since 2026-11-01
$250,000.0036-Month 3.00%APY2026-11-01 since 2026-11-01
CD, Traditional IRA CD & Roth IRA CD Accounts36-Month 2.85%APY2026-11-01 since 2026-11-01
Certificate of Deposit36-Month 2.90%APY2026-11-01 since 2026-11-01
$1,000.0048-Month 2.95%APY2026-11-01 since 2026-11-01
$100,000.0048-Month 3.05%APY2026-11-01 since 2026-11-01
$250,000.0048-Month 3.10%APY2026-11-01 since 2026-11-01
CD, Traditional IRA CD & Roth IRA CD Accounts48-Month 2.95%APY2026-11-01 since 2026-11-01
Certificate of Deposit48-Month 3.00%APY2026-11-01 since 2026-11-01
$1,000.0060-Month 3.15%APY2026-11-01 since 2026-11-01
$100,000.0060-Month 3.25%APY2026-11-01 since 2026-11-01
$250,000.0060-Month 3.35%APY2026-11-01 since 2026-11-01
CD, Traditional IRA CD & Roth IRA CD Accounts60-Month 3.15%APY2026-11-01 since 2026-11-01
Certificate of Deposit60-Month 3.20%APY2026-11-01 since 2026-11-01
$1,000.0072-Month 3.20%APY2026-11-01 since 2026-11-01
$100,000.0072-Month 3.30%APY2026-11-01 since 2026-11-01
$250,000.0072-Month 3.40%APY2026-11-01 since 2026-11-01
CD, Traditional IRA CD & Roth IRA CD Accounts72-Month 3.20%APY2026-11-01 since 2026-11-01
Certificate of Deposit72-Month 3.25%APY2026-11-01 since 2026-11-01

Checking

ProductTerm / tierRateBasisRecordedHistoryChange
CHECKINGAll 0.10%APY2026-11-01 since 2026-11-01
Kasasa CashNon-Qualifying 0.01%APY2026-11-01 since 2026-11-01
Kasasa Cash$0.00-$15,000.00 6.17%APY2026-11-01 since 2026-11-01
Kasasa Cash BackAll 0.00%APY2026-11-01 since 2026-11-01

Sources and evidence

PageLast capturedLast resultDigest
www.elgacu.com/bank/cd-ira-rates/2026-11-01 18:24 UTC ok254ce87b6ed0
www.elgacu.com/bank/savings-rates/2026-11-01 18:24 UTC ok2edd69775d02
www.elgacu.com/bank/deposit-rates/2026-11-01 18:24 UTC okaf129e289e59