Members First rates: up to 4.25% APY
credit union · NCUA CHARTER 62076 · www.mfcu.net/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Christmas Club | N/A | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Individual Retirement Account Savings | Individual Retirement Account · N/A | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Kid's Club | $5.00 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | Regular Shares * · $5.00 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Special Savings | N/A | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Student Club | $5.00 | 0.15% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 6-Month CD | 6 Months | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 9-Month CD | 9 Months | 3.70% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 12 Months | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| 15-Month CD | 15 Months | 4.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 24 Months | 3.60% | APY | 2026-11-01 | since 2026-11-01 | |
| 27-Month CD | 27 Months | 3.60% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Year CD | 36 Months | 3.70% | APY | 2026-11-01 | since 2026-11-01 | |
| 4-Year CD | 48 Months | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 60 Months | 3.75% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Market Account | $0 - $500.00 | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $500.01 - $1,000.00 | 1.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $1,000.01 - $10,000.00 | 0.55% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $10,000.01 - $25,000.00 | 1.01% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $25,000.01 - $50,000.00 | 1.26% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $50,000.01 - $100,000.00 | 1.51% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $100,000.01 - $200,000.00 | 1.76% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $200,000.01 + | 2.02% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Advantage 60 Checking Package (Age 60 and up). | $1,000.00 | 0.10% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.mfcu.net/save/certificates-of-deposit | 2026-11-01 23:33 UTC | ok | b331eae5dd7a |
| www.mfcu.net/save/money-market-account | 2026-11-01 23:33 UTC | ok | 6aac0179a8eb |
| www.mfcu.net/rates | 2026-11-01 23:33 UTC | ok | 90bd1dddc4ea |