Meritrust rates: up to 4.00% APY
credit union · NCUA CHARTER 62574 · www.pmcu.org/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| High Yield Savings Account | $0 – $14,999 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| High Yield Savings Account | $15,000 and over | 3.04% | APY | 2026-11-01 | since 2026-11-01 | |
| Premium High Yield Savings Account | $5,000 | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular Share | 0.05% | APY | 2026-11-01 | since 2026-11-01 | ||
| Youth Savings | Y.E.S Account (Age 0-17) | 0.05% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Certificate of Deposit | 6 Months | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 10 Month Certificate | 10 Months | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Lock in a 10-month CD | 10 months | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 12 Months | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 18 Months | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 24 Months | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 36 Months | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 48 Months | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 60 Months | 3.50% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Exclusive to members with Premium Perks Checking accounts. | rates dated 1 Feb 2026 | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Premium Perks Checking | 1.00% | APY | 2026-11-01 | since 2026-11-01 | ||
| Premium Perks Checking | 4.00% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| colorado.meritrust.org/personal/savings/ | 2026-11-01 15:53 UTC | ok | 5aade07c63b1 |
| colorado.meritrust.org/personal/savings/hysa/ | 2026-11-01 15:53 UTC | ok | 6a312cb3bdbf |
| colorado.meritrust.org/personal/rates/ | 2026-11-01 15:53 UTC | ok | 5182d1afb0ab |