Sacramento rates: up to 4.50% APY
credit union · NCUA CHARTER 62641 · www.sactocu.org/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Savings Account | $300 - $999 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $1,000 - $4,999 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $2,500 - $9,999 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $5,000 - $9,999 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $10,000 - $24,999 | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $10,000 - $99,999 | 0.08% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $25,000 - $49,999 | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $50,000 - $99,999 | 1.76% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $100,000 - $249,999 | 2.02% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $100,000 and over | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $250,000 - $499,999 | 2.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $500,000 and over | 3.51% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Certificate Special | 9 months | 4.25% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Checking Account | $0 - $25,000 | 4.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Free Rewards Checking | 4.50% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.sactocu.org/rates/ | 2026-11-01 23:53 UTC | ok | 7e4a8e19468d |
| www.sactocu.org/certificate-special/ | 2026-11-01 23:53 UTC | ok | d8f5807aa298 |
| www.sactocu.org/savings-and-certificates/ | 2026-11-01 23:53 UTC | ok | 1d9f1c08a773 |