West Community rates: up to 4.00% APY
credit union · NCUA CHARTER 62801 · www.westcommunitycu.org/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Health Savings (HSA) | $0 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Holiday/Vacation Savings | $25 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Kids Savings | $0 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular Savings | $100 | 0.05% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 6-Month CD | 6 month | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Roth/Traditional IRA CDs & Coverdell Savings | 6 month | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| CD Special: Lock in 11 Months | 11 months | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 11-Month CD | 11 month special | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Roth/Traditional IRA CDs & Coverdell Savings | 11 month special | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 12 month | 3.65% | APY | 2026-11-01 | since 2026-11-01 | |
| Roth/Traditional IRA CDs & Coverdell Savings | 12 month | 3.65% | APY | 2026-11-01 | since 2026-11-01 | |
| 18-Month CD | 18 month | 3.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Roth/Traditional IRA CDs & Coverdell Savings | 18 month | 3.15% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 24 month | 3.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Roth/Traditional IRA CDs & Coverdell Savings | 24 month | 3.15% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Year CD | 36 month | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Roth/Traditional IRA CDs & Coverdell Savings | 36 month | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 4-Year CD | 48 month | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Roth/Traditional IRA CDs & Coverdell Savings | 48 month | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 60 month | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Roth/Traditional IRA CDs & Coverdell Savings | 60 month | 3.25% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Market Account | $1,000-4,999 | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $5,000-9,999 | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $10,000-24,999 | 0.60% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $25,000-49,999 | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $50,000-74,999 | 1.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $75,000-99,999 | 1.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $100,000 - 249,999 | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $250,000 or more | 2.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Plus | $15,000-49,999 | 1.76% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Plus | $50,000-99,999 | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Plus | $100,000-249,999 | 2.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Plus | $250,000 or more | 2.50% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Interest Checking | $0 | 0.05% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.westcommunitycu.org/accounts/certificates.htm | 2026-11-02 01:44 UTC | ok | 75c9436e6971 |
| www.westcommunitycu.org/rates/rates-savings.htm | 2026-11-02 01:44 UTC | ok | 3c0d1d2cd83d |
| www.westcommunitycu.org/rates/index.htm | — | extract-failed |