United rates: up to 4.15% APY
credit union · NCUA CHARTER 6288 · www.unitedfcu.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Achiever Savings | 0.10% | APY | 2026-11-01 | since 2026-11-01 | ||
| Membership Savings | 0.05% | APY | 2026-11-01 | since 2026-11-01 | ||
| Youth Savings | 0.05% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Renew a Maturing Share Certificate | 3 Months | 1.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Renew a Maturing Share Certificate | 6 Months | 1.55% | APY | 2026-11-01 | since 2026-11-01 | |
| Renew a Maturing Share Certificate | 7 Month Special | 4.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Renew a Maturing Share Certificate | 12 Months | 1.60% | APY | 2026-11-01 | since 2026-11-01 | |
| Renew a Maturing Share Certificate | 18 Months | 1.65% | APY | 2026-11-01 | since 2026-11-01 | |
| Renew a Maturing Share Certificate | 21 Month Special | 4.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Renew a Maturing Share Certificate | 24 Months | 1.85% | APY | 2026-11-01 | since 2026-11-01 | |
| Renew a Maturing Share Certificate | 36 Months | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Renew a Maturing Share Certificate | 48 Months | 2.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Renew a Maturing Share Certificate | 60 Months | 2.10% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Do not already have a money market account at United | $0 - $100,000.00 | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Do not already have a money market account at United | $100,000.01 + | 0.90% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.unitedfcu.com/rates-and-fees/ | — | extract-failed | |
| www.unitedfcu.com/personal/bank/savings/money-market-accounts/money-ma | 2026-11-01 15:42 UTC | ok | a5f4fdeb8bc4 |
| www.unitedfcu.com/personal/bank/share-certificates | 2026-11-01 15:42 UTC | ok | eccb6a3dfd7f |
| www.unitedfcu.com/rates-and-fees | — | extract-failed | |
| www.unitedfcu.com/rates-and-fees/rates/dividend-rates | 2026-11-01 15:53 UTC | ok | f5c97b02c76c |