Honor rates: up to 5.15% APY
credit union · NCUA CHARTER 63004 · www.honorcu.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Christmas Savings | 0.01% | APY | 2026-11-01 | since 2026-11-01 | ||
| Health Savings (HSA) | 0.25% | APY | 2026-11-01 | since 2026-11-01 | ||
| Share Savings | for balances on $5.00 or more | 0.01% | APY | 2026-11-01 | since 2026-11-01 | |
| Traditional IRA, Roth IRA, Coverdell Education Savings Account | 0.20% | APY | 2026-11-01 | since 2026-11-01 | ||
| Vacation Savings | 0.01% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 3-Month CD | 3 months | 0.500% | APY | 2026-11-01 | since 2026-11-01 | |
| 6-Month CD | 6 months | 1.250% | APY | 2026-11-01 | since 2026-11-01 | |
| 8-Month CD | 8-month special | 4.030% | APY | 2026-11-01 | since 2026-11-01 | |
| 9-Month CD | 9 months | 1.250% | APY | 2026-11-01 | since 2026-11-01 | |
| 12-month add-on HSA | 1 year | 1.500% | APY | 2026-11-01 | since 2026-11-01 | |
| Jumbo Certificate | Jumbo 12 months | 1.750% | APY | 2026-11-01 | since 2026-11-01 | |
| 18-Month CD | 18 months | 1.500% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 24 months | 1.600% | APY | 2026-11-01 | since 2026-11-01 | |
| Jumbo Certificate | Jumbo 24 months | 1.850% | APY | 2026-11-01 | since 2026-11-01 | |
| 30-Month CD | 30 months | 1.600% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Year CD | 36 months | 1.950% | APY | 2026-11-01 | since 2026-11-01 | |
| Jumbo Certificate | Jumbo 36 months | 2.200% | APY | 2026-11-01 | since 2026-11-01 | |
| 4-Year CD | 48 months | 2.050% | APY | 2026-11-01 | since 2026-11-01 | |
| Jumbo Certificate | Jumbo 48 months | 2.300% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 60 months | 2.150% | APY | 2026-11-01 | since 2026-11-01 | |
| Jumbo Certificate | Jumbo 60 months | 2.400% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Amplify Money Market | $0.01 and up | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Momentum Money Market | $2,500.00 - $49,999.99 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Momentum Money Market | $50,000.00 - $99,999.99 | 0.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Momentum Money Market | $100,000.00 - $249,999.99 | 0.60% | APY | 2026-11-01 | since 2026-11-01 | |
| Momentum Money Market | $250,000.00 - $499,999.99 | 0.80% | APY | 2026-11-01 | since 2026-11-01 | |
| Momentum Money Market | $500,000.00 + | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Surge Money Market | $0.01 - $1,000.00 | 4.00% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Benefits Checking Account | $0.01 - $10,000.00 | 5.15% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.honorcu.com/savings-rates/savings-rates-2/ | — | extract-failed | |
| www.honorcu.com/savings-rates/ | 2026-11-01 19:15 UTC | ok | 636e5843b51d |
| www.honorcu.com/rates/ | — | extract-failed | |
| www.honorcu.com/savings-rates/5-19_headertemplate31-2/ | — | extract-failed |