University rates: up to 5.50% APY
credit union · NCUA CHARTER 63133 · www.ucumaine.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Club & Holiday | $0 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Health Savings Account & Emergency Savings Account | Up to $500 | 0.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Health Savings Account & Emergency Savings Account | $501 - $2,500 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Health Savings Account & Emergency Savings Account | $2,501 - $10,000 | 0.35% | APY | 2026-11-01 | since 2026-11-01 | |
| Health Savings Account & Emergency Savings Account | $10,001 and above | 0.40% | APY | 2026-11-01 | since 2026-11-01 | |
| Kasasa Saver | $0 - $100,000 | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Prime Share / Monty Moose / Teen | Prime Share / Monty Moose / Teen | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Prime Share Savings - Joint Membership | Prime Share Savings - Joint Membership | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Super Share | $0 - $1,999 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Super Share | $2,000 - above | 0.20% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 6-Month CD | 6 Months · $500 | 3.30% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 12 Months · $500 | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 18-Month CD | 18 Months · $500 | 2.75% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 24 Months · $500 | 2.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Year CD | 36 Months · $500 | 2.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 4-Year CD | 48 Months · $500 | 2.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 60 Months · $500 | 2.50% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Market Account | $0 - $4,999 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $5,000 - $24,999 | 1.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $5,000 and above | 1.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $25,000 - $49,999 | 1.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $50,000 - $99,999 | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $100,000 - $249,999 | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $250,000 - $499,999 | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $500,000 & above | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Preferred Money Market, IRA & Coverdell ESA | $0 - $4,999 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Preferred Money Market, IRA & Coverdell ESA | $5,000 - $24,999 | 1.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Preferred Money Market, IRA & Coverdell ESA | $25,000 - $49,999 | 1.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Preferred Money Market, IRA & Coverdell ESA | $50,000 - $99,999 | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Preferred Money Market, IRA & Coverdell ESA | $100,000 - $249,999 | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Preferred Money Market, IRA & Coverdell ESA | $250,000 - $499,999 | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Preferred Money Market, IRA & Coverdell ESA | $500,000 & above | 3.75% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Kasasa Cash Checking | $0 - $15,000 | 5.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Premier Checking | $10,000 - above | 0.30% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.ucumaine.com/category/rates/ | — | extract-failed | |
| www.ucumaine.com/money-market/ | 2026-11-02 03:22 UTC | ok | 1f51ef10bee3 |
| www.ucumaine.com/rates/ | 2026-11-02 03:22 UTC | ok | 15daa80bf0d2 |