Ascentra rates: up to 4.40% APY
credit union · NCUA CHARTER 63268 · www.ascentra.org/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| All Purpose Savings | 0.05% | APY | 2026-11-01 | since 2026-11-01 | ||
| Club Savings | 0.05% | APY | 2026-11-01 | since 2026-11-01 | ||
| First-Time Homebuyer Savings Account | 0.30% | APY | 2026-11-01 | since 2026-11-01 | ||
| Health Savings Account | 0.30% | APY | 2026-11-01 | since 2026-11-01 | ||
| Individual Retirement Saver Account (Traditional and Roth) | 0.30% | APY | 2026-11-01 | since 2026-11-01 | ||
| Membership Share Savings | 0.05% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 3-Month CD | 3 Months | 0.20% | APY | 2026-11-01 | since 2026-11-01 | |
| 6-Month CD | 6 Months | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 9-Month CD | 9 Months | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 12 Months | 0.60% | APY | 2026-11-01 | since 2026-11-01 | |
| 18-Month CD | 18 Months | 4.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 24 Months | 0.75% | APY | 2026-11-01 | since 2026-11-01 | |
| 26-Month CD | 26 Months | 4.35% | APY | 2026-11-01 | since 2026-11-01 | |
| 30-Month CD | 30 Months | 4.40% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Year CD | 36 Months | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 4-Year CD | 48 Months | 1.20% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 60 Months | 1.50% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Market Account | $1,000-$9,999.99 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $10,000-$24,999.99 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $25,000-$49,999.99 | 0.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $50,000-$74,999.99 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $75,000-$99,999.99 | 0.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $100,000+ | 0.35% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Economy Checking | 0.05% | APY | 2026-11-01 | since 2026-11-01 | ||
| Plus Checking | 0.05% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.ascentra.org/invest-insure/certificates-iras | 2026-11-02 02:33 UTC | ok | f68294b6e049 |
| www.ascentra.org/rates | 2026-11-02 02:33 UTC | ok | a4af31120925 |