Greater Iowa rates: up to 5.00% APY
credit union · NCUA CHARTER 64203 · www.gicu.org/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Greater Savings | All Balances | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Greater Savings | $0-$50,000 | 1.70% | APY | 2026-11-01 | since 2026-11-01 | |
| Greater Savings | $50,000.01 | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Health Savings Account | $0 | 0.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Health Savings Account | $100 | 0.45% | APY | 2026-11-01 | since 2026-11-01 | |
| Health Savings Account | $10,000 | 0.60% | APY | 2026-11-01 | since 2026-11-01 | |
| Health Savings Account | $25,000 | 0.65% | APY | 2026-11-01 | since 2026-11-01 | |
| Health Savings Account | $50,000 | 0.70% | APY | 2026-11-01 | since 2026-11-01 | |
| High Rate Savings Accounts for Individual Retirement Accounts | $0 | 0.30% | APY | 2026-11-01 | since 2026-11-01 | |
| High Rate Savings Accounts for Individual Retirement Accounts | $10,000 | 0.45% | APY | 2026-11-01 | since 2026-11-01 | |
| High Rate Savings Accounts for Individual Retirement Accounts | $50,000 | 0.60% | APY | 2026-11-01 | since 2026-11-01 | |
| High Rate Savings Accounts for Individual Retirement Accounts | $100,000 | 0.65% | APY | 2026-11-01 | since 2026-11-01 | |
| High Rate Savings Accounts for Individual Retirement Accounts | $250,000 | 0.70% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $1,000 | 4.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Share Accounts - Primary and Secondary Shares | $50.01 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Share Accounts - Primary and Secondary Shares | $2,500 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Share Accounts - Primary and Secondary Shares | $10,000 | 0.10% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Market Account | $2,500 | 0.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $10,000 | 1.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $25,000 | 1.35% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $50,000 | 1.51% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $100,000 | 1.71% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $200,000 | 0.55% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $250,000 | 1.92% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $500,000 | 2.17% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Share Draft Accounts | Any | 0.01% | APY | 2026-11-01 | since 2026-11-01 | |
| Share Draft Accounts | Any | 0.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Share Draft Accounts | $0 - $20,000 | 5.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Share Draft Accounts | $1,000 | 0.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Share Draft Accounts | $20,001 | 0.10% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.gicu.org/save/deposit-rates/ | 2026-11-02 01:12 UTC | ok | 0ef5b7c5e27a |
| www.gicu.org/rates/ | 2026-11-02 01:12 UTC | ok | f798d8d1b3a6 |