Uncle rates: up to 3.65% APY
credit union · NCUA CHARTER 64482 · www.unclecu.org/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| IRA Share Savings | $100.00 + · rates dated 20 Jul 2026 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular Savings | $100.00 + · rates dated 20 Jul 2026 | 0.01% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 3-Month CD | 3 Month · rates dated 27 May 2026 | 3.04% | APY | 2026-11-01 | since 2026-11-01 | |
| Youth Certificates | 3 Month · rates dated 20 Jul 2026 | 3.04% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Month CD | 5 Month Special · rates dated 27 May 2026 | 3.65% | APY | 2026-11-01 | since 2026-11-01 | |
| 6-Month CD | 6 Month · rates dated 27 May 2026 | 2.83% | APY | 2026-11-01 | since 2026-11-01 | |
| Youth Certificates | 6 Month · rates dated 20 Jul 2026 | 2.83% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 12 Month · rates dated 27 May 2026 | 3.04% | APY | 2026-11-01 | since 2026-11-01 | |
| Youth Certificates | 12 Month · rates dated 20 Jul 2026 | 3.04% | APY | 2026-11-01 | since 2026-11-01 | |
| 18-Month CD | 18 Month · rates dated 27 May 2026 | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Youth Certificates | 18 Month · rates dated 20 Jul 2026 | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 24 Month · rates dated 27 May 2026 | 2.64% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Year CD | 36 Month · rates dated 20 Jul 2026 | 2.64% | APY | 2026-11-01 | since 2026-11-01 | |
| 4-Year CD | 48 Month · rates dated 20 Jul 2026 | 1.76% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 60 Month · rates dated 20 Jul 2026 | 1.84% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Markets | $2,500 - $9,999.99 · rates dated 20 Jul 2026 | 0.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Markets | $10,000 - $24,999.99 · rates dated 20 Jul 2026 | 0.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Markets | $25,000 - $49,999.99 · rates dated 20 Jul 2026 | 0.31% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Markets | $50,000 - $99,999.99 · rates dated 20 Jul 2026 | 0.57% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Markets | $100,000 - $149,999.99 · rates dated 20 Jul 2026 | 0.90% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Markets | $150,000 + · rates dated 20 Jul 2026 | 3.15% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.unclecu.org/rates/rates_r3_171/ | — | extract-failed | |
| www.unclecu.org/rates/ | 2026-11-02 01:04 UTC | ok | fa1813362a47 |
| www.unclecu.org/12-month/ | 2026-11-02 01:04 UTC | ok | 470f39c36572 |