Community Choice rates: up to 4.30% APY
credit union · NCUA CHARTER 64880 · www.communitychoicecu.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Choice Savings | $100.00 – $9,999.99 | 0.01% | APY | 2026-11-01 | since 2026-11-01 | |
| Choice Savings | $10,000 – $24,999.99 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Choice Savings | $25,000 – $49,999.99 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Choice Savings | $50,000 – $99,999.99 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Choice Savings | $100,000 – $249,999.99 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Choice Savings | $250,000 – $499,999.99 | 0.40% | APY | 2026-11-01 | since 2026-11-01 | |
| Choice Savings | $500,000 and above | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Choice Savings Account | $100.00 and above | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $100.00 and above | 0.05% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 3-Month Certificate | 3 months | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| 6-Month Certificate | 6 months | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| 6-Month IRA Certificate | 6 months | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| 7-Month Certificate | 7 months | 4.15% | APY | 2026-11-01 | since 2026-11-01 | |
| CD SPECIAL! 7-Month Certificate | 7 months | 4.15% | APY | 2026-11-01 | since 2026-11-01 | |
| SPECIAL! 7-Month IRA Certificate | 7 months | 4.15% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year Certificate | 1 year | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year IRA Certificate | 1 year | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 15-Month Certificate | 15 months | 4.26% | APY | 2026-11-01 | since 2026-11-01 | |
| CD SPECIAL! 15-Month Certificate | 15 months | 4.26% | APY | 2026-11-01 | since 2026-11-01 | |
| SPECIAL! 15-Month IRA Certificate | 15 months | 4.26% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year Certificate | 2 years | 0.30% | APY | 2026-11-01 | since 2026-11-01 | |
| 25-Month Certificate | 25 months | 4.30% | APY | 2026-11-01 | since 2026-11-01 | |
| CD SPECIAL! 25-Month Certificate | 25 months | 4.30% | APY | 2026-11-01 | since 2026-11-01 | |
| SPECIAL! 25-Month IRA Certificate | 25 months | 4.30% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Year Certificate | 3 years | 0.35% | APY | 2026-11-01 | since 2026-11-01 | |
| 4-Year Certificate | 4 years | 0.40% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year Certificate | 5 years | 0.50% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Choice Checking | $0.00 – $2,499.99 | 0.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Choice Checking | $2,500.00 – $9,999.99 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Choice Checking | $10,000.00 – $24,999.99 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Choice Checking | $50,000.00 – $99,999.99 | 1.80% | APY | 2026-11-01 | since 2026-11-01 | |
| Choice Checking | $100,000.00 – $249,999.99 | 2.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Choice Checking | $250,000.00 – $499,999.99 | 2.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Choice Checking | $500,000.00 and above | 2.75% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.communitychoicecu.com/rates/ | 2026-11-01 18:53 UTC | ok | 631092d9162b |
| www.communitychoicecu.com/bank/savings/ | — | extract-failed | |
| www.communitychoicecu.com/bank/certificates-of-deposit/ | 2026-11-01 18:53 UTC | ok | 3492cf70b613 |