Keypoint rates: up to 3.75% APY
credit union · NCUA CHARTER 65299 · www.kpcu.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Contributory IRA Flex Savings | $100 to $49,999.99 · rates dated 1 Apr 2026 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Contributory IRA Flex Savings | $50,000 or greater · rates dated 1 Apr 2026 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Health Savings Account | Any balance · rates dated 1 Apr 2026 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| QuickStart Savings | Up to $2,000 · rates dated 1 Apr 2026 | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | Less than $49,999.99 · rates dated 1 Apr 2026 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $50,000 or greater · rates dated 1 Apr 2026 | 0.10% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 3-Month CD | 3 Months · rates dated 1 Apr 2026 | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Promotional Certificate and IRA Certificate | 5 Month · rates dated 1 Apr 2026 | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| 6-Month CD | 6 Months · rates dated 1 Apr 2026 | 2.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Educational Savings Account | 6 months · rates dated 1 Apr 2026 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 12 Months · rates dated 1 Apr 2026 | 2.75% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 24 Months · rates dated 1 Apr 2026 | 2.75% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Year CD | 36 Months · rates dated 1 Apr 2026 | 2.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 4-Year CD | 48 Months · rates dated 1 Apr 2026 | 2.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 60 Months · rates dated 1 Apr 2026 | 2.75% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Contributory IRA Flex Money Market | $10,000 to $24,999.99 · rates dated 1 Apr 2026 | 0.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Contributory IRA Flex Money Market | $25,000 to $49,999.99 · rates dated 1 Apr 2026 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Contributory IRA Flex Money Market | $50,000 or greater · rates dated 1 Apr 2026 | 0.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Rates - Individual | $1,000 to $9,999.99 · rates dated 1 Apr 2026 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Rates - Individual | $10,000 to $24,999.99 · rates dated 1 Apr 2026 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Rates - Individual | $25,000 to $49,999.99 · rates dated 1 Apr 2026 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Rates - Individual | $50,000 or greater · rates dated 1 Apr 2026 | 0.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Performance Money Market | $0 to $24,999.99 · rates dated 1 Apr 2026 | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Performance Money Market | $25,000 to $49,999.99 · rates dated 1 Apr 2026 | 0.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Performance Money Market | $50,000 to $99,999.99 · rates dated 1 Apr 2026 | 1.26% | APY | 2026-11-01 | since 2026-11-01 | |
| Performance Money Market | $100,000 to $249,999.99 · rates dated 1 Apr 2026 | 1.76% | APY | 2026-11-01 | since 2026-11-01 | |
| Performance Money Market | $250,000 to $499,999.99 · rates dated 1 Apr 2026 | 2.02% | APY | 2026-11-01 | since 2026-11-01 | |
| Performance Money Market | $500,000 or greater · rates dated 1 Apr 2026 | 2.27% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Dividend Checking | rates dated 1 Apr 2026 | 0.05% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.kpcu.com/save-spend/accounts/money-market-accounts | — | extract-failed | |
| www.kpcu.com/rates | — | extract-failed | |
| www.kpcu.com/rates/checking-and-savings-rates | 2026-11-01 19:43 UTC | ok | 1ffc9bfa4830 |