State Employees rates: up to 4.50% APY
credit union · NCUA CHARTER 65513 · www.secunm.org/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Club Accounts | $0 · rates dated 3 Aug 2026 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | Roth · $0 | 0.40% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | Traditional · $0 | 0.40% | APY | 2026-11-01 | since 2026-11-01 | |
| Kasasa Saver | Balances up to $50,000 | 0.60% | APY | 2026-11-01 | since 2026-11-01 | |
| Member Savings | $5 · rates dated 3 Aug 2026 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | Uniform Gift to Minor Account · $0 · rates dated 3 Aug 2026 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Special Savings | $0 | 0.15% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 6-Month CD | 6 Month · $1,000 | 3.14% | APY | 2026-11-01 | since 2026-11-01 | |
| 6-Month CD | 6 Month · $1,000 · rates dated 3 Aug 2026 | 4.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 7-Month CD | 7 Month · $1,000 · rates dated 3 Aug 2026 | 3.03% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 12 Month · $500 | 3.08% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 12 Month · $500 · rates dated 3 Aug 2026 | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 15-Month CD | 15 Month · $1,000 | 2.02% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 24 Month · $1,000 | 2.75% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Year CD | 36 Month · $1,000 | 2.57% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Year CD | 36 Month · $1,000 · rates dated 3 Aug 2026 | 2.90% | APY | 2026-11-01 | since 2026-11-01 | |
| 4-Year CD | 48 Month · $1,000 | 2.37% | APY | 2026-11-01 | since 2026-11-01 | |
| 4-Year CD | 48 Month · $1,000 · rates dated 3 Aug 2026 | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 60 Month · $1,000 | 2.60% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 60 Month · $1,000 · rates dated 3 Aug 2026 | 3.10% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Advantage+ Money Market | $100,000 minimum balance | 2.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $0 - $9,999 · rates dated 3 Aug 2026 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $10,000 - $49,999 · rates dated 3 Aug 2026 | 1.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $50,000 - $249,999 · rates dated 3 Aug 2026 | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $250,000 and above · rates dated 3 Aug 2026 | 2.25% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Kasasa Cash | Balances up to $50,000 | 1.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Kasasa Cash | Balances up to $50,000 · rates dated 3 Aug 2026 | 1.55% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.secunm.org/accounts/savings/share-certificates.html | 2026-11-01 22:11 UTC | ok | 8324cc8e04dd |
| www.secunm.org/rates.html | 2026-11-01 21:23 UTC | ok | 94f674f253f7 |
| www.secunm.org/accounts/savings | — | extract-failed |