Sound rates: up to 4.05% APY
credit union · NCUA CHARTER 66331 · www.soundcu.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Health Savings Accounts | $50 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Savings | - | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Minor Savings | - | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Prime Savings | - | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Save to Win Savings | - | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Secondary Savings | - | 0.05% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Certificate of Deposit | 3 Month · $500 | 2.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 6 Month · $500 | 3.40% | APY | 2026-11-01 | since 2026-11-01 | |
| Jumbo Certificates | 6 Month · $100,000 | 3.65% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 11 Month (Promo) · $500 | 3.95% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 12 Month · $500 | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificates | 12 Month · $1,000 | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Jumbo Certificates | 12 Month · $100,000 | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Jumbo Certificates | 13 Month (Promo) · $100,000 | 4.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 18 Month (Flex) · $2,500 | 2.99% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificates | 18 Month · $1,000 | 2.99% | APY | 2026-11-01 | since 2026-11-01 | |
| Jumbo Certificates | 18 Month · $100,000 | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 24 Month · $500 | 2.75% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificates | 24 Month · $1,000 | 2.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Jumbo Certificates | 24 Month · $100,000 | 3.01% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 30 Month (Flex) · $2,500 | 2.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 36 Month · $500 | 2.65% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 36 Month (Bump) · $2,500 | 2.65% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificates | 36 Month · $1,000 | 2.65% | APY | 2026-11-01 | since 2026-11-01 | |
| Jumbo Certificates | 36 Month · $100,000 | 2.91% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 48 Month · $500 | 2.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 60 Month · $500 | 2.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 60 Month (Bump) · $2,500 | 2.50% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificates | 60 Month · $1,000 | 2.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Jumbo Certificates | 60 Month · $100,000 | 2.75% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| High-Yield Money Market | $0-$99,999 | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| High-Yield Money Market | $100,000 & Above | 2.00% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Interest Checking | N/A | 0.10% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.soundcu.com/rates/personal/certificates/ | 2026-11-01 16:23 UTC | ok | 3067714a0da5 |
| www.soundcu.com/rates/personal/checking-savings/ | 2026-11-01 16:23 UTC | ok | 414b38165189 |
| www.soundcu.com/rates/ | — | extract-failed |