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Provident rates: up to 4.00% APY

credit union · NCUA CHARTER 66343 · www.providentcu.org/

Savings

ProductTerm / tierRateBasisRecordedHistoryChange
Membership, Youth, and Secondary Savings$5 0.03%APY2026-11-01 since 2026-11-01
Membership, Youth, and Secondary Savings$25,000 0.08%APY2026-11-01 since 2026-11-01
SavingsAccumulator 2.90%APY2026-11-01 since 2026-11-01
SavingsRound Up 0.03%APY2026-11-01 since 2026-11-01

CDs

ProductTerm / tierRateBasisRecordedHistoryChange
Pick-A-Term Certificates3 Month Pick-A-Term · $10,000 3.60%APY2026-11-01 since 2026-11-01
Pick-A-Term Certificates3 Month Pick-A-Term · $10,000 3.60%APY2026-11-01 since 2026-11-01
Pick-A-Term Certificates6 Month Pick-A-Term · $10,000 3.75%APY2026-11-01 since 2026-11-01
Pick-A-Term Certificates6 Month Pick-A-Term · $10,000 3.75%APY2026-11-01 since 2026-11-01
Term Share Certificates6 Month Fixed · $1,000 3.65%APY2026-11-01 since 2026-11-01
Term Share Certificates6 Month Fixed · $1,000 3.65%APY2026-11-01 since 2026-11-01
Term Share Certificates6 Month Fixed · $50,000 3.70%APY2026-11-01 since 2026-11-01
Term Share Certificates6 Month Fixed · $50,000 3.70%APY2026-11-01 since 2026-11-01
Term Share Certificates6 Month Fixed · $100,000 3.75%APY2026-11-01 since 2026-11-01
Term Share Certificates6 Month Fixed · $100,000 3.75%APY2026-11-01 since 2026-11-01
12 Month Youth Add-on$50 · 1 year 3.20%APY2026-11-01 since 2026-11-01
12 Month Youth Add-on$50 · 1 year 3.20%APY2026-11-01 since 2026-11-01
12 Month Youth Add-on$50,000 · 1 year 3.30%APY2026-11-01 since 2026-11-01
12 Month Youth Add-on$50,000 · 1 year 3.30%APY2026-11-01 since 2026-11-01
12 Month Youth Add-on$100,000 · 1 year 3.40%APY2026-11-01 since 2026-11-01
12 Month Youth Add-on$100,000 · 1 year 3.40%APY2026-11-01 since 2026-11-01
Pick-A-Term Certificates12 Month Pick-A-Term · $10,000 3.30%APY2026-11-01 since 2026-11-01
Pick-A-Term Certificates12 Month Pick-A-Term · $10,000 3.30%APY2026-11-01 since 2026-11-01
Term Share Certificates12 Month Add-on · $250 3.20%APY2026-11-01 since 2026-11-01
Term Share Certificates12 Month Add-on · $250 3.20%APY2026-11-01 since 2026-11-01
Term Share Certificates12 Month Deferred Dividend · $500 3.30%APY2026-11-01 since 2026-11-01
Term Share Certificates12 Month Deferred Dividend · $500 3.30%APY2026-11-01 since 2026-11-01
Term Share Certificates12 Month Fixed · $1,000 3.30%APY2026-11-01 since 2026-11-01
Term Share Certificates12 Month Fixed · $1,000 3.30%APY2026-11-01 since 2026-11-01
Term Share Certificates12 Month Fixed · $50,000 3.40%APY2026-11-01 since 2026-11-01
Term Share Certificates12 Month Add-on · $50,000 3.30%APY2026-11-01 since 2026-11-01
Term Share Certificates12 Month Deferred Dividend · $50,000 3.40%APY2026-11-01 since 2026-11-01
Term Share Certificates12 Month Fixed · $50,000 3.40%APY2026-11-01 since 2026-11-01
Term Share Certificates12 Month Add-on · $50,000 3.30%APY2026-11-01 since 2026-11-01
Term Share Certificates12 Month Deferred Dividend · $50,000 3.40%APY2026-11-01 since 2026-11-01
Term Share Certificates12 Month Fixed · $100,000 3.50%APY2026-11-01 since 2026-11-01
Term Share Certificates12 Month Add-on · $100,000 3.40%APY2026-11-01 since 2026-11-01
Term Share Certificates12 Month Deferred Dividend · $100,000 3.50%APY2026-11-01 since 2026-11-01
Term Share Certificates12 Month Fixed · $100,000 3.50%APY2026-11-01 since 2026-11-01
Term Share Certificates12 Month Add-on · $100,000 3.40%APY2026-11-01 since 2026-11-01
Term Share Certificates12 Month Deferred Dividend · $100,000 3.50%APY2026-11-01 since 2026-11-01
Term Share Certificates13 Month Liquid · $5,000 3.20%APY2026-11-01 since 2026-11-01
Term Share Certificates13 Month Liquid · $5,000 3.20%APY2026-11-01 since 2026-11-01
Term Share Certificates24 Month Variable Add-on · $500 3.80%APY2026-11-01 since 2026-11-01
Term Share Certificates24 Month Variable Add-on · $500 3.80%APY2026-11-01 since 2026-11-01
Term Share Certificates24 Month Fixed · $1,000 3.90%APY2026-11-01 since 2026-11-01
Term Share Certificates24 Month Bump-up · $1,000 3.80%APY2026-11-01 since 2026-11-01
Term Share Certificates24 Month Fixed · $1,000 3.90%APY2026-11-01 since 2026-11-01
Term Share Certificates24 Month Bump-up · $1,000 3.80%APY2026-11-01 since 2026-11-01
Term Share Certificates24 Month Fixed · $50,000 3.95%APY2026-11-01 since 2026-11-01
Term Share Certificates24 Month Bump-up · $50,000 3.85%APY2026-11-01 since 2026-11-01
Term Share Certificates24 Month Variable Add-on · $50,000 3.85%APY2026-11-01 since 2026-11-01
Term Share Certificates24 Month Fixed · $50,000 3.95%APY2026-11-01 since 2026-11-01
Term Share Certificates24 Month Bump-up · $50,000 3.85%APY2026-11-01 since 2026-11-01
Term Share Certificates24 Month Variable Add-on · $50,000 3.85%APY2026-11-01 since 2026-11-01
Term Share Certificates24 Month Fixed · $100,000 4.00%APY2026-11-01 since 2026-11-01
Term Share Certificates24 Month Bump-up · $100,000 3.90%APY2026-11-01 since 2026-11-01
Term Share Certificates24 Month Variable Add-on · $100,000 3.90%APY2026-11-01 since 2026-11-01
Term Share Certificates24 Month Fixed · $100,000 4.00%APY2026-11-01 since 2026-11-01
Term Share Certificates24 Month Bump-up · $100,000 3.90%APY2026-11-01 since 2026-11-01
Term Share Certificates24 Month Variable Add-on · $100,000 3.90%APY2026-11-01 since 2026-11-01
Term Share Certificates36 Month Fixed · $1,000 3.20%APY2026-11-01 since 2026-11-01
Term Share Certificates36 Month Fixed · $1,000 3.20%APY2026-11-01 since 2026-11-01
Term Share Certificates36 Month Fixed · $50,000 3.25%APY2026-11-01 since 2026-11-01
Term Share Certificates36 Month Fixed · $50,000 3.25%APY2026-11-01 since 2026-11-01
Term Share Certificates36 Month Fixed · $100,000 3.30%APY2026-11-01 since 2026-11-01
Term Share Certificates36 Month Fixed · $100,000 3.30%APY2026-11-01 since 2026-11-01
Term Share Certificates48 Month Fixed · $1,000 3.35%APY2026-11-01 since 2026-11-01
Term Share Certificates48 Month Fixed · $1,000 3.35%APY2026-11-01 since 2026-11-01
Term Share Certificates48 Month Fixed · $50,000 3.40%APY2026-11-01 since 2026-11-01
Term Share Certificates48 Month Fixed · $50,000 3.40%APY2026-11-01 since 2026-11-01
Term Share Certificates48 Month Fixed · $100,000 3.45%APY2026-11-01 since 2026-11-01
Term Share Certificates48 Month Fixed · $100,000 3.45%APY2026-11-01 since 2026-11-01
Term Share Certificates60 Month Fixed · $1,000 3.30%APY2026-11-01 since 2026-11-01
Term Share Certificates60 Month Fixed · $1,000 3.30%APY2026-11-01 since 2026-11-01
Term Share Certificates60 Month Fixed · $50,000 3.35%APY2026-11-01 since 2026-11-01
Term Share Certificates60 Month Fixed · $50,000 3.35%APY2026-11-01 since 2026-11-01
Term Share Certificates60 Month Fixed · $100,000 3.40%APY2026-11-01 since 2026-11-01
Term Share Certificates60 Month Fixed · $100,000 3.40%APY2026-11-01 since 2026-11-01

Money market

ProductTerm / tierRateBasisRecordedHistoryChange
High Yield Money Market$2,500 0.08%APY2026-11-01 since 2026-11-01
High Yield Money Market$10,000 0.61%APY2026-11-01 since 2026-11-01
High Yield Money Market$50,000 0.66%APY2026-11-01 since 2026-11-01
High Yield Money Market$100,000 0.76%APY2026-11-01 since 2026-11-01
High Yield Money Market$250,000 3.75%APY2026-11-01 since 2026-11-01
Money Market$2,500 0.08%APY2026-11-01 since 2026-11-01
Money Market$10,000 0.61%APY2026-11-01 since 2026-11-01
Money Market$50,000 2.90%APY2026-11-01 since 2026-11-01
Money Market$100,000 3.10%APY2026-11-01 since 2026-11-01
Premier Money Market$25,000 0.71%APY2026-11-01 since 2026-11-01
Premier Money Market$75,000 3.00%APY2026-11-01 since 2026-11-01
Premier Money Market$125,000 3.40%APY2026-11-01 since 2026-11-01

Sources and evidence

PageLast capturedLast resultDigest
www.providentcu.org/products/savings-accounts/savings-rates2026-11-01 16:13 UTC ok28b65315cede
www.providentcu.org/products/checking-accounts/checking-rates— stale-page
www.providentcu.org/products/term-share-certificates/certificate-rates2026-11-01 16:13 UTC ok82682310ff1b