Metro rates: up to 4.40% APY
credit union · NCUA CHARTER 66364 · www.metrocu.org/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| High Yield Savings | $0.01 - $9,999.99 | 0.75% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Savings | $25.00 | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Membership Savings | $0.01 or more | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Prosperity Builder Savings | $0.01 - $5,000.00 | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Secondary Savings | $25.00 | 0.10% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Certificate of Deposit | 3 Months · $0.01 | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 6 Months · $0.01 | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 9 Months · $0.01 | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 12 Months · $0.01 | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA/Roth Certificates of Deposit Accounts | 12 Months · $0.01 | 4.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 13 Months · $0.01 | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 14 Months · $0.01 | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 15 Months · $0.01 | 4.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Current CD Rates & Terms | 15 Months · $0.01 | 4.30% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA/Roth Certificates of Deposit Accounts | 15 Months · $0.01 | 4.40% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 17 Months · $0.01 | 4.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Current CD Rates & Terms | 17 Months · $0.01 | 4.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 18 Months · $0.01 | 4.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Current CD Rates & Terms | 18 Months · $0.01 | 4.30% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA/Roth Certificates of Deposit Accounts | 18 Months · $0.01 | 4.40% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 21 Months · $0.01 | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 24 Months · $0.01 | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA/Roth Certificates of Deposit Accounts | 24 Months · $0.01 | 3.60% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 30 Months · $0.01 | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 36 Months · $0.01 | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA/Roth Certificates of Deposit Accounts | 36 Months · $0.01 | 3.35% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 48 Months · $0.01 | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA/Roth Certificates of Deposit Accounts | 48 Months · $0.01 | 3.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 60 Months · $0.01 | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA/Roth Certificates of Deposit Accounts | 60 Months · $0.01 | 3.10% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Checking and High Yield Savings | $3,000.01 or more | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking and High Yield Savings | $5,000.01 or more | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking and High Yield Savings | $10,000.00 - $1,000,000.00 | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking and High Yield Savings | $1,000,000.01 or more | 3.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Christmas Club | $25.00 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Membership Savings with qualifying Metro Checking | $0.01 - $3,000.00 | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Metro Checking | $10,000.00 or more | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Vacation Club | $25.00 | 0.10% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.metrocu.org/metro-perks | — | extract-failed | |
| www.metrocu.org/cd | 2026-11-01 16:33 UTC | ok | ecb23a3e5121 |
| www.metrocu.org/contigo/savings-rates | — | extract-failed | |
| www.metrocu.org/rates | — | extract-failed | |
| www.metrocu.org/contigo/rates | — | extract-failed | |
| www.metrocu.org/savings-rates | 2026-11-01 16:43 UTC | ok | 88a623934180 |