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Scott rates: up to 3.900% APY

credit union · NCUA CHARTER 66370 · www.scu.org/

Savings

ProductTerm / tierRateBasisRecordedHistoryChange
Holiday Club 0.350%APY2026-11-01 since 2026-11-01
Share Savings 0.350%APY2026-11-01 since 2026-11-01
Youth Share Savings (Kidz Club and Teen Share) 0.450%APY2026-11-01 since 2026-11-01

CDs

ProductTerm / tierRateBasisRecordedHistoryChange
Minor Certificate-Minimum Deposit$1,000 · 6 months 3.600%APY2026-11-01 since 2026-11-01
Minor Certificate-Minimum Deposit$50,000 · 6 months 3.750%APY2026-11-01 since 2026-11-01
Minor Certificate-Minimum Deposit$100,000 · 6 months 3.800%APY2026-11-01 since 2026-11-01
IRA Certificate of Deposit$1,000 · 1 year 3.400%APY2026-11-01 since 2026-11-01
IRA Certificate of Deposit$50,000 · 1 year 3.550%APY2026-11-01 since 2026-11-01
IRA Certificate of Deposit$100,000 · 1 year 3.600%APY2026-11-01 since 2026-11-01
Minor Certificate-Minimum Deposit$1,000 · 1 year 3.650%APY2026-11-01 since 2026-11-01
Minor Certificate-Minimum Deposit$50,000 · 1 year 3.800%APY2026-11-01 since 2026-11-01
Minor Certificate-Minimum Deposit$100,000 · 1 year 3.850%APY2026-11-01 since 2026-11-01
IRA Certificate of Deposit$1,000 · 18 months 3.350%APY2026-11-01 since 2026-11-01
IRA Certificate of Deposit$50,000 · 18 months 3.500%APY2026-11-01 since 2026-11-01
IRA Certificate of Deposit$100,000 · 18 months 3.550%APY2026-11-01 since 2026-11-01
Minor Certificate-Minimum Deposit$1,000 · 18 months 3.600%APY2026-11-01 since 2026-11-01
Minor Certificate-Minimum Deposit$50,000 · 18 months 3.750%APY2026-11-01 since 2026-11-01
Minor Certificate-Minimum Deposit$100,000 · 18 months 3.800%APY2026-11-01 since 2026-11-01
IRA Certificate of Deposit$1,000 · 2 years 3.350%APY2026-11-01 since 2026-11-01
IRA Certificate of Deposit$50,000 · 2 years 3.500%APY2026-11-01 since 2026-11-01
IRA Certificate of Deposit$100,000 · 2 years 3.550%APY2026-11-01 since 2026-11-01
Minor Certificate-Minimum Deposit$1,000 · 2 years 3.600%APY2026-11-01 since 2026-11-01
Minor Certificate-Minimum Deposit$50,000 · 2 years 3.750%APY2026-11-01 since 2026-11-01
Minor Certificate-Minimum Deposit$100,000 · 2 years 3.800%APY2026-11-01 since 2026-11-01
IRA Certificate of Deposit$1,000 · 30 months 3.350%APY2026-11-01 since 2026-11-01
IRA Certificate of Deposit$50,000 · 30 months 3.500%APY2026-11-01 since 2026-11-01
IRA Certificate of Deposit$100,000 · 30 months 3.550%APY2026-11-01 since 2026-11-01
Minor Certificate-Minimum Deposit$1,000 · 30 months 3.600%APY2026-11-01 since 2026-11-01
Minor Certificate-Minimum Deposit$50,000 · 30 months 3.750%APY2026-11-01 since 2026-11-01
Minor Certificate-Minimum Deposit$100,000 · 30 months 3.800%APY2026-11-01 since 2026-11-01
IRA Certificate of Deposit$1,000 · 3 years 3.350%APY2026-11-01 since 2026-11-01
IRA Certificate of Deposit$50,000 · 3 years 3.500%APY2026-11-01 since 2026-11-01
IRA Certificate of Deposit$100,000 · 3 years 3.550%APY2026-11-01 since 2026-11-01
Minor Certificate-Minimum Deposit$1,000 · 3 years 3.600%APY2026-11-01 since 2026-11-01
Minor Certificate-Minimum Deposit$50,000 · 3 years 3.750%APY2026-11-01 since 2026-11-01
Minor Certificate-Minimum Deposit$100,000 · 3 years 3.800%APY2026-11-01 since 2026-11-01
IRA Certificate of Deposit$1,000 · 4 years 3.400%APY2026-11-01 since 2026-11-01
IRA Certificate of Deposit$50,000 · 4 years 3.550%APY2026-11-01 since 2026-11-01
IRA Certificate of Deposit$100,000 · 4 years 3.600%APY2026-11-01 since 2026-11-01
Minor Certificate-Minimum Deposit$1,000 · 4 years 3.650%APY2026-11-01 since 2026-11-01
Minor Certificate-Minimum Deposit$50,000 · 4 years 3.800%APY2026-11-01 since 2026-11-01
Minor Certificate-Minimum Deposit$100,000 · 4 years 3.850%APY2026-11-01 since 2026-11-01
IRA Certificate of Deposit$1,000 · 5 years 3.450%APY2026-11-01 since 2026-11-01
IRA Certificate of Deposit$50,000 · 5 years 3.600%APY2026-11-01 since 2026-11-01
IRA Certificate of Deposit$100,000 · 5 years 3.650%APY2026-11-01 since 2026-11-01
Minor Certificate-Minimum Deposit$1,000 · 5 years 3.700%APY2026-11-01 since 2026-11-01
Minor Certificate-Minimum Deposit$50,000 · 5 years 3.850%APY2026-11-01 since 2026-11-01
Minor Certificate-Minimum Deposit$100,000 · 5 years 3.900%APY2026-11-01 since 2026-11-01

Money market

ProductTerm / tierRateBasisRecordedHistoryChange
Money Market AccountUp to $2,499.99 1.80%APY2026-11-01 since 2026-11-01
Money Market Account$2,500.00 – $9,999.99 1.95%APY2026-11-01 since 2026-11-01
Money Market Account$10,000.00 – $24,999.99 1.95%APY2026-11-01 since 2026-11-01
Money Market Account$25,000.00 – $49,999.99 2.00%APY2026-11-01 since 2026-11-01
Money Market Account$50,000.00 and more 2.05%APY2026-11-01 since 2026-11-01

Checking

ProductTerm / tierRateBasisRecordedHistoryChange
Checking AccountMaximum Interest Earned (when requirements are met) 0.55%APY2026-11-01 since 2026-11-01
Checking AccountMaximum Interest Earned on balances over $25,000 (when requirements are met) 0.05%APY2026-11-01 since 2026-11-01

Sources and evidence

PageLast capturedLast resultDigest
www.scu.org/savings/— stale-page
www.scu.org/rates/2026-11-01 19:24 UTC okd4c1c36582aa