Harborstone rates: up to 7.00% APY
credit union · NCUA CHARTER 66399 · www.harborstone.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Holiday Savings | $5 | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Savings | $100 | 1.01% | APY | 2026-11-01 | since 2026-11-01 | |
| Minor Savings | $5 | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Set-Aside Savings | $5 | 0.05% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 6-Month Certificate | $500 · 6 months | 2.93% | APY | 2026-11-01 | since 2026-11-01 | |
| Jumbo 6-Month Certificate | $50,000 · 6 months | 3.03% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year Fixed Rate Accumulator IRA Certificate | $100 · 1 year | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| 12-Month Certificate | $500 · 1 year | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Flexible 12-Month Certificate | $500 · 1 year | 2.90% | APY | 2026-11-01 | since 2026-11-01 | |
| Jumbo 12-Month Certificate | $50,000 · 1 year | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| 18-Month Certificate | $500 · 18 months | 2.41% | APY | 2026-11-01 | since 2026-11-01 | |
| 18-Month Fixed Rate Accumulator IRA Certificate | $500 · 18 months | 2.41% | APY | 2026-11-01 | since 2026-11-01 | |
| Flexible 18-Month Certificate | $500 · 18 months | 2.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Jumbo 18-Month Certificate | $50,000 · 18 months | 2.56% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year Fixed Rate Accumulator IRA Certificate | $100 · 2 years | 2.46% | APY | 2026-11-01 | since 2026-11-01 | |
| 24-Month Certificate | $500 · 2 years | 2.36% | APY | 2026-11-01 | since 2026-11-01 | |
| 30-Month Certificate | $500 · 30 months | 1.99% | APY | 2026-11-01 | since 2026-11-01 | |
| 36-Month Certificate | $500 · 3 years | 1.89% | APY | 2026-11-01 | since 2026-11-01 | |
| Flexible 36-Month Certificate | $500 · 3 years | 1.74% | APY | 2026-11-01 | since 2026-11-01 | |
| 48-Month Certificate | $500 · 4 years | 1.79% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year Fixed Rate IRA Certificate | $500 · 5 years | 1.89% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Market | $25 | 2.01% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Estate Checking Account | $25* | 0.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Free Checking | $25* | 0.00% | APY | 2026-11-01 | since 2026-11-01 | |
| PNW Cash Back Checking | $25* | 0.00% | APY | 2026-11-01 | since 2026-11-01 | |
| PNW Premier Checking | 7.00% | APY | 2026-11-01 | since 2026-11-01 | ||
| Teen Checking | $25* | 0.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Those looking for a free checking account for basic needs | 7.00% | APY | 2026-11-01 | since 2026-11-01 | ||
| Unlimited Potential Checking | $25* | 0.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Wise Checking | $25* | 0.25% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.harborstone.com/personal/checking-savings/checking-accounts | 2026-11-01 17:31 UTC | ok | 06410507e6fc |
| www.harborstone.com/rates | 2026-11-01 17:31 UTC | ok | 7ccf8332d533 |
| www.harborstone.com/personal/checking-savings/everyday-savings-account | — | extract-failed |