Educators rates: up to 4.20% APY
credit union · NCUA CHARTER 66448 · www.ecu.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Change Up Savings | 0.51% | APY | 2026-11-01 | since 2026-11-01 | ||
| Change Up Savings | 0.51% | APY | 2026-11-01 | since 2026-11-01 | ||
| HSA (Health Savings Account) | 0.76% | APY | 2026-11-01 | since 2026-11-01 | ||
| HSA (Health Savings Account) | 0.76% | APY | 2026-11-01 | since 2026-11-01 | ||
| IBEW Savings | 0.51% | APY | 2026-11-01 | since 2026-11-01 | ||
| IBEW Savings | 0.51% | APY | 2026-11-01 | since 2026-11-01 | ||
| Prime Share Savings | 0.06% | APY | 2026-11-01 | since 2026-11-01 | ||
| Prime Share Savings | 0.06% | APY | 2026-11-01 | since 2026-11-01 | ||
| Saver’s Sweepstakes | 0.20% | APY | 2026-11-01 | since 2026-11-01 | ||
| Saver’s Sweepstakes | 0.20% | APY | 2026-11-01 | since 2026-11-01 | ||
| Special & Club Savings Accounts | 0.06% | APY | 2026-11-01 | since 2026-11-01 | ||
| Special & Club Savings Accounts | 0.06% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Certificate of Deposit | 91 Days | 1.80% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 91 Days | 1.80% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 182 Days | 1.90% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 182 Days | 1.90% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 7 Month Special | 4.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 7 Month Special | 4.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 275 Days (Add-on) | 1.95% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 275 Days (Add-on) | 1.95% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 1 Year | 2.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 1 Year | 2.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 15 Month Special | 4.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 15 Month Special | 4.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 18 Months | 2.35% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 18 Months | 2.35% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 2 Years | 2.60% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 2 Years | 2.60% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 30 Months (Add-on) | 2.65% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 30 Months (Add-on) | 2.65% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 3 Years | 2.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 3 Years | 2.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 4 Years | 2.85% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 4 Years | 2.85% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 5 Years | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 5 Years | 3.00% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| High Yield Money Market | 0.08% | APY | 2026-11-01 | since 2026-11-01 | ||
| High Yield Money Market | 0.08% | APY | 2026-11-01 | since 2026-11-01 | ||
| Premium Money Market | 1.00% | APY | 2026-11-01 | since 2026-11-01 | ||
| Premium Money Market | 1.00% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Checking | 0.01% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.ecu.com/personal-banking/savings/ | 2026-11-01 16:04 UTC | ok | d569b80946c2 |
| www.ecu.com/rates/ | 2026-11-01 16:04 UTC | ok | 9cc93af39530 |
| www.ecu.com/personal-banking/checking/ | — | extract-failed |