Polish National rates: up to 3.61% APY
credit union · NCUA CHARTER 66597 · www.pncu.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| All Purpose Club | $5.00 · rates dated 15 Jan 2026 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Christmas Club | $5.00 · rates dated 15 Jan 2026 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Limited Time High Yield Savings Account Special | rates dated 15 Jan 2026 | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | Balances up to $1,000.00 · $25.00 · rates dated 15 Jan 2026 | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $1,000 - $24,999.99 · rates dated 15 Jan 2026 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $25,000 - $74,999.99 · rates dated 15 Jan 2026 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $75,000 - $99,999.99 · rates dated 15 Jan 2026 | 0.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $100,000 - $149,999.99+ · $1,000.00 · rates dated 15 Jan 2026 | 0.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Statement Savings Account | $25.00 · rates dated 15 Jan 2026 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Teen Statement Savings Account | $25.00 · rates dated 15 Jan 2026 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Youth Statement Savings Account | $25.00 · rates dated 15 Jan 2026 | 0.05% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 3-Month Share Certificate | 3 months · rates dated 15 Jan 2026 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Perks Certificate | 5 months · rates dated 15 Jan 2026 | 3.61% | APY | 2026-11-01 | since 2026-11-01 | |
| Perks Certificate | 6 months · rates dated 15 Jan 2026 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Perks Certificate | 1 year · rates dated 15 Jan 2026 | 0.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Term Share IRA | 1 year · rates dated 15 Jan 2026 | 0.20% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 18-Month CD | 18 months · rates dated 15 Jan 2026 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Perks Certificate | 18 months · rates dated 15 Jan 2026 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 2-Year CD | 2 years · rates dated 15 Jan 2026 | 0.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Perks Certificate | 2 years · rates dated 15 Jan 2026 | 0.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Perks Certificate | 30 months · rates dated 15 Jan 2026 | 0.30% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 3-Year CD | 3 years · rates dated 15 Jan 2026 | 0.35% | APY | 2026-11-01 | since 2026-11-01 | |
| Perks Certificate | 3 years · rates dated 15 Jan 2026 | 0.36% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 4-Year CD | 4 years · rates dated 15 Jan 2026 | 0.46% | APY | 2026-11-01 | since 2026-11-01 | |
| Perks Certificate | 4 years · rates dated 15 Jan 2026 | 0.46% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 5-Year CD | 5 years · rates dated 15 Jan 2026 | 0.65% | APY | 2026-11-01 | since 2026-11-01 | |
| Perks Certificate | 5 years · rates dated 15 Jan 2026 | 0.66% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| IRA Money Market | $10.00 · rates dated 15 Jan 2026 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $1,000.00 · rates dated 15 Jan 2026 | 0.05% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Checking Account | 18-65 · rates dated 15 Jan 2026 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking Account | Balances between $0.01 to $10,000.00 · $25.00 · rates dated 15 Jan 2026 | 0.24% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking Account | Cost Less NOW Account · $25.00 · rates dated 15 Jan 2026 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking Account | Teen NOW Account · $25.00 · rates dated 15 Jan 2026 | 0.05% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.pncu.com/savings-rates/ | 2026-11-02 00:31 UTC | ok | 3266d43c4c72 |