Westby Co-Op rates: up to 3.00% APY
credit union · NCUA CHARTER 67208 · www.wccu.coop/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Buck’s Savings Club | $50 | 0.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Christmas Club | $50 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Education IRA | $50 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Health Savings | $50 – $4,999.99 | 0.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Health Savings | $5,000 – $14,999.99 | 0.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Health Savings | $15,000 – $24,999.99 | 0.60% | APY | 2026-11-01 | since 2026-11-01 | |
| Health Savings | $25,000 or more | 0.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Member Savings | $50 | 0.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Saver’s Sweepstakes | $25 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $50 – $9,999.99 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $2,500+ | 1.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $10,000+ | 1.35% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $10,000 or more | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $25,000+ | 1.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $100,000+ | 2.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $250,000+ | 2.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $500,000+ | 2.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $750,000+ | 2.60% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $1,000,000+ | 2.70% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Awards Checking | Up to $20,000 | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Awards Checking Balances | $20,001+ | 0.25% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.wccu.coop/certificates/ | — | extract-failed | |
| www.wccu.coop/rates/ | 2026-11-01 22:44 UTC | ok | 1dc703590cf1 |
| www.wccu.coop/cd-secured-loan/ | — | extract-failed |