Education rates: up to 4.25% APY
credit union · NCUA CHARTER 67494 · www.educationcu.com/
Savings
| Product | Term / tier | Rate | Basis | Checked | History | Change |
|---|---|---|---|---|---|---|
| Additional Savings | $0 to $99.99 | 0.00% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Additional Savings | $100.00 to $4,999.99 | 0.05% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Additional Savings | $5,000.00 to $24,999.99 | 0.05% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Additional Savings | $25,000.00 to $49,999.99 | 0.10% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Additional Savings | $50,000.00 and up | 0.15% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Education Savings Accounts | $25.00 to $9,999.99 | 0.50% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Education Savings Accounts | $10,000.00 and up | 1.00% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| H&H Legacy Super Share Account | Monthly | 0.50% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Health Savings Accounts | $0.00 and up | 0.20% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Savings Account | $25.00 to $9,999.99 | 0.50% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Savings Account | $10,000 and up | 1.00% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Share Savings | $0 to $99.99 | 0.00% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Share Savings | $100.00 to $4,999.99 | 0.15% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Share Savings | $5,000.00 to $24,999.99 | 0.20% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Share Savings | $25,000.00 to $49,999.99 | 0.25% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Share Savings | $50,000.00 and up | 0.30% | APY | checked 1 Nov 2026 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Checked | History | Change |
|---|---|---|---|---|---|---|
| 6-Month CD | 6 Month | 3.75% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 1-Year CD | 12 Month | 4.00% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 2-Year CD | 24 Month | 4.15% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 3-Year CD | 36 Month | 4.25% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 5-Year CD | 60 Month | 2.50% | APY | checked 1 Nov 2026 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Checked | History | Change |
|---|---|---|---|---|---|---|
| Money Market Account | $0.00 to $25.00 | 0.00% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Money Market Account | $500.00 to $24,999.99 | 0.40% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Money Market Account | $25,000.00 to $49,999.99 | 0.50% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Money Market Account | $50,000.00 to $99,999.99 | 0.60% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Money Market Account | $100,000.00 and up | 0.70% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Super Money Market | $25.00 to $2,499.99 | 0.00% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Super Money Market | $2,500.00 to $24,999.99 | 1.65% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Super Money Market | $25,000.00 to $49,999.99 | 1.85% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Super Money Market | $50,000.00 to $99,999.99 | 1.95% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Super Money Market | $100,000.00 to $149,999.99 | 2.15% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Super Money Market | $150,000.00 to $159,999.99 | 2.15% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Super Money Market | $160,000.00 and up | 2.15% | APY | checked 1 Nov 2026 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Checked | History | Change |
|---|---|---|---|---|---|---|
| $mart Checking | Bonus Rate: $75,000 and below | 4.25% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| $mart Checking | Standard Rate: $1,000 and up | 0.10% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Interest Checking, Golden Apple Checking, Red Apple Checking | $900.00 to $2,499.99 | 0.05% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Interest Checking, Golden Apple Checking, Red Apple Checking | $2,500.00 and up | 0.05% | APY | checked 1 Nov 2026 | since 2026-11-01 |
0 rates hidden because they were not re-checked in over 3 days. A row not re-checked for over 1 day is marked stale and never heads a ranking.
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.educationcu.com/rates/ | 2026-11-02 04:53 UTC | ok | ff24f6ee745e |