First Community rates: up to 4.00% APY
credit union · NCUA CHARTER 67619 · www.firstcommunity.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Club Account | 0.25% | APY | 2026-11-01 | since 2026-11-01 | ||
| Club Account | 0.25% | APY | 2026-11-01 | since 2026-11-01 | ||
| Health Savings Accounts (HSA) | 3.05% | APY | 2026-11-01 | since 2026-11-01 | ||
| Health Savings Accounts (HSA) | 3.05% | APY | 2026-11-01 | since 2026-11-01 | ||
| Individual Retirement Accounts (IRA) | 0.25% | APY | 2026-11-01 | since 2026-11-01 | ||
| Individual Retirement Accounts (IRA) | 0.25% | APY | 2026-11-01 | since 2026-11-01 | ||
| Secondary Share | 0.25% | APY | 2026-11-01 | since 2026-11-01 | ||
| Secondary Share | 0.25% | APY | 2026-11-01 | since 2026-11-01 | ||
| Share Savings | 0.25% | APY | 2026-11-01 | since 2026-11-01 | ||
| Share Savings | 0.25% | APY | 2026-11-01 | since 2026-11-01 | ||
| Youth Savers | 0.25% | APY | 2026-11-01 | since 2026-11-01 | ||
| Youth Savers | 0.25% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Certificates of Deposit /IRA Certificates of Deposit | 6 month | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificates of Deposit /IRA Certificates of Deposit | 6 month | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificates of Deposit /IRA Certificates of Deposit | 12 month | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificates of Deposit /IRA Certificates of Deposit | 12 month | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificates of Deposit /IRA Certificates of Deposit | 15 month | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificates of Deposit /IRA Certificates of Deposit | 15 month | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificates of Deposit /IRA Certificates of Deposit | 18 month | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificates of Deposit /IRA Certificates of Deposit | 18 month | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificates of Deposit /IRA Certificates of Deposit | 24 month | 3.55% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificates of Deposit /IRA Certificates of Deposit | 24 month | 3.55% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificates of Deposit /IRA Certificates of Deposit | 36 month | 3.55% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificates of Deposit /IRA Certificates of Deposit | 36 month | 3.55% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificates of Deposit /IRA Certificates of Deposit | 48 month | 3.55% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificates of Deposit /IRA Certificates of Deposit | 48 month | 3.55% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificates of Deposit /IRA Certificates of Deposit | 60 month | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificates of Deposit /IRA Certificates of Deposit | 60 month | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificates of Deposit /IRA Certificates of Deposit | 72 month | 2.80% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificates of Deposit /IRA Certificates of Deposit | 72 month | 2.80% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Management | $1,000 - $24,999 | 2.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Management | $1,000 - $24,999 | 2.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Management | $25,000 - $49,999 | 2.90% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Management | $25,000 - $49,999 | 2.90% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Management | $50,000 or more | 3.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Management | $50,000 or more | 3.05% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| First Rate Checking | 0 - $25,000 | 3.51% | APY | 2026-11-01 | since 2026-11-01 | |
| First Rate Checking | $25,000+ | 0.77% | APY | 2026-11-01 | since 2026-11-01 | |
| First Rate Checking | 0 - $25,000 | 3.51% | APY | 2026-11-01 | since 2026-11-01 | |
| First Rate Checking | $25,000+ | 0.77% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.firstcommunity.com/services-tools/tools/rates.html | 2026-11-01 14:43 UTC | ok | b2d6edfbbb0e |
| www.firstcommunity.com/personal/personal-savings | — | extract-failed | |
| www.firstcommunity.com/services-resources/tools/rates.html | 2026-11-01 14:43 UTC | ok | b93a95820fd2 |