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Floridacentral rates: up to 4.25% APY

credit union · NCUA CHARTER 67668 · www.floridacentralcu.com/

Savings

ProductTerm / tierRateBasisRecordedHistoryChange
Christmas Club 0.05%APY2026-11-01 since 2026-11-01
IRA Savings Account 0.21%APY2026-11-01 since 2026-11-01
Regular Savings 0.05%APY2026-11-01 since 2026-11-01

CDs

ProductTerm / tierRateBasisRecordedHistoryChange
Regular and IRA: 6 Months6 months 0.16%APY2026-11-01 since 2026-11-01
Regular and IRA: 9 months9 months 3.75%APY2026-11-01 since 2026-11-01
Regular and IRA: 11 Months11 months 4.00%APY2026-11-01 since 2026-11-01
Regular and IRA: 12 Months1 year 0.21%APY2026-11-01 since 2026-11-01
Regular and IRA: 15 Months15 months 4.25%APY2026-11-01 since 2026-11-01
Regular and IRA: 18 Months18 months 0.26%APY2026-11-01 since 2026-11-01
Regular and IRA: 24 Months2 years 2.75%APY2026-11-01 since 2026-11-01
Regular and IRA: 36 Months3 years 0.36%APY2026-11-01 since 2026-11-01
Regular and IRA: 48 Months4 years 0.41%APY2026-11-01 since 2026-11-01
Regular and IRA: 60 Months5 years 0.46%APY2026-11-01 since 2026-11-01

Checking

ProductTerm / tierRateBasisRecordedHistoryChange
Cash Back Checking 0.00%APY2026-11-01 since 2026-11-01
Ea$y Checking 0.00%APY2026-11-01 since 2026-11-01
Free Checking 0.00%APY2026-11-01 since 2026-11-01
Interest Checking balances 2.00%APY2026-11-01 since 2026-11-01

Sources and evidence

PageLast capturedLast resultDigest
www.floridacentralcu.com/personal-savings/share-certificates-cds/2026-11-02 02:13 UTC okb9fb2b03608d
www.floridacentralcu.com/financial-tools/rates/2026-11-02 02:13 UTC okff635759c87e