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Neighborhood rates: up to 4.40% APY

credit union · NCUA CHARTER 67681 · www.myncu.com/

Savings

ProductTerm / tierRateBasisRecordedHistoryChange
17 Month Online Savingsrates dated 1 Jul 2026 4.15%APY2026-11-01 since 2026-11-01
Christmas Club$100 · rates dated 1 Jul 2026 0.10%APY2026-11-01 since 2026-11-01
High Yield Savings$10,000 · rates dated 1 Jul 2026 2.75%APY2026-11-01 since 2026-11-01
IRA Savings Account$100 · rates dated 1 Jul 2026 0.10%APY2026-11-01 since 2026-11-01
Kid's Savings$100 · rates dated 1 Jul 2026 0.10%APY2026-11-01 since 2026-11-01
Max Savings on balances$100,000 · rates dated 1 Jul 2026 0.00%APY2026-11-01 since 2026-11-01
Max Savings on balances of 500,000+$100,000 · rates dated 1 Jul 2026 3.05%APY2026-11-01 since 2026-11-01
Membership Savings$100 · rates dated 1 Jul 2026 0.10%APY2026-11-01 since 2026-11-01
Prize Savings$100 · rates dated 1 Jul 2026 0.10%APY2026-11-01 since 2026-11-01
Special Savings$100 · rates dated 1 Jul 2026 0.10%APY2026-11-01 since 2026-11-01

CDs

ProductTerm / tierRateBasisRecordedHistoryChange
3-Month CD91 Days · rates dated 1 Jul 2026 3.75%APY2026-11-01 since 2026-11-01
Standard CD91 days 3.75%APY2026-11-01 since 2026-11-01
6-Month CD6 Months · rates dated 1 Jul 2026 4.00%APY2026-11-01 since 2026-11-01
Standard CD6 months 4.00%APY2026-11-01 since 2026-11-01
1-Year CD12 Month FlexPlus · rates dated 1 Jul 2026 4.00%APY2026-11-01 since 2026-11-01
1-Year CD12 Months · rates dated 1 Jul 2026 4.10%APY2026-11-01 since 2026-11-01
FlexPlus CD1 year 4.00%APY2026-11-01 since 2026-11-01
Standard CD12 months 4.10%APY2026-11-01 since 2026-11-01
Traditional & Roth IRA Certificates12 Months · rates dated 1 Jul 2026 4.10%APY2026-11-01 since 2026-11-01
15-Month CD Special15 months 4.40%APY2026-11-01 since 2026-11-01
15-Month CD15 Months · rates dated 1 Jul 2026 4.40%APY2026-11-01 since 2026-11-01
Online Savings CD17 months 4.15%APY2026-11-01 since 2026-11-01
18-Month CD18 Months · rates dated 1 Jul 2026 4.10%APY2026-11-01 since 2026-11-01
Standard CD18 months 4.10%APY2026-11-01 since 2026-11-01
Traditional & Roth IRA Certificates18 Months · rates dated 1 Jul 2026 4.10%APY2026-11-01 since 2026-11-01
25-Month CD25 Month Inflate My Rate · rates dated 1 Jul 2026 4.10%APY2026-11-01 since 2026-11-01
Inflate My Rate CD25 months 4.00%APY2026-11-01 since 2026-11-01
30-Month CD30 Months · rates dated 1 Jul 2026 4.10%APY2026-11-01 since 2026-11-01
Standard CD30 months 4.10%APY2026-11-01 since 2026-11-01
Traditional & Roth IRA Certificates30 Months · rates dated 1 Jul 2026 4.10%APY2026-11-01 since 2026-11-01
3-Year CD36 Months · rates dated 1 Jul 2026 4.15%APY2026-11-01 since 2026-11-01
Standard CD36 months 4.15%APY2026-11-01 since 2026-11-01
Traditional & Roth IRA Certificates36 Months · rates dated 1 Jul 2026 4.15%APY2026-11-01 since 2026-11-01
4-Year CD48 Months · rates dated 1 Jul 2026 4.15%APY2026-11-01 since 2026-11-01
Standard CD48 months 4.15%APY2026-11-01 since 2026-11-01
Traditional & Roth IRA Certificates48 Months · rates dated 1 Jul 2026 4.15%APY2026-11-01 since 2026-11-01
5-Year CD60 Months · rates dated 1 Jul 2026 4.25%APY2026-11-01 since 2026-11-01
Standard CD60 months 4.25%APY2026-11-01 since 2026-11-01
Traditional & Roth IRA Certificates60 Months · rates dated 1 Jul 2026 4.25%APY2026-11-01 since 2026-11-01

Sources and evidence

PageLast capturedLast resultDigest
www.myncu.com/bank/rates-and-fees2026-11-01 22:05 UTC ok36e3e54c1e2e
www.myncu.com/bank/flex-plus-cd2026-11-01 22:05 UTC ok6ec498fecca2
www.myncu.com/bank/standard-cd2026-11-01 22:05 UTC okbc0795ad4d2e