Y-12 rates: up to 3.50% APY
credit union · NCUA CHARTER 6775 · www.y12fcu.org/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Health Savings Club | $0.00 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Jump Start Savings | $0.00 | 2.00% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| High Yield Money Market | $25,000 | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market | $2,500 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market | $25,000 | 0.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market | $75,000 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market | $100,000 | 0.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Plus | $50,000 | 0.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Plus | $250,000 | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Plus | $500,000 | 3.50% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| High Yield Checking ($0 | $0 | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| High Yield Checking ($15,000.01 +) | $0 | 0.05% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.y12fcu.org/banking-resources/rates/ | 2026-11-01 18:04 UTC | ok | 65ea0ad12818 |
| www.y12fcu.org/borrowing-resources/rates/ | — | extract-failed | |
| www.y12fcu.org/rates/ | 2026-11-01 18:04 UTC | ok | 5f66c7df3f7c |