Enrichment rates: up to 5.120% APY
credit union · NCUA CHARTER 6778 · www.enrichmentfcu.org/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Christmas Club | ---- | 0.100% | APY | 2026-11-01 | since 2026-11-01 | |
| Health Savings Account (HSA) | ---- | 0.300% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Variable Savings | ---- | 0.250% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular Savings | ---- | 0.100% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | Ownership Rewards · ---- | 5.120% | APY | 2026-11-01 | since 2026-11-01 | |
| U Name It Savings | ---- | 0.100% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Jumbo Share/IRA Certificate | 3 Month | 0.500% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 3-Month Share Certificate | 3 Month | 0.500% | APY | 2026-11-01 | since 2026-11-01 | |
| Jumbo Share/IRA Certificate | 6 Month | 4.000% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 6-Month Share Certificate | 6 Month | 4.000% | APY | 2026-11-01 | since 2026-11-01 | |
| Jumbo Share/IRA Certificate | 12 Month | 4.250% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 1-Year Share Certificate | 12 Month | 4.250% | APY | 2026-11-01 | since 2026-11-01 | |
| Jumbo Share/IRA Certificate | 24 Month | 3.000% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 2-Year Share Certificate | 24 Month | 3.000% | APY | 2026-11-01 | since 2026-11-01 | |
| Jumbo Share/IRA Certificate | 36 Month | 3.000% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 3-Year Share Certificate | 36 Month | 3.000% | APY | 2026-11-01 | since 2026-11-01 | |
| Jumbo Share/IRA Certificate | 48 Month | 2.750% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 4-Year Share Certificate | 48 Month | 2.750% | APY | 2026-11-01 | since 2026-11-01 | |
| Jumbo Share/IRA Certificate | 60 Month | 2.750% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 5-Year Share Certificate | 60 Month | 2.750% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Market (tier 1) | $0.00 - $2,499.99 | 0.100% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market (tier 2) | $2,500.00 - $24,999.99 | 0.250% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market (tier 3) | $25,000.00 - $49,999.99 | 0.500% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market (tier 4) | $50,000.00 to $99,999.99 | 0.750% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market (tier 5) | $100,000.00 to $249,999.99 | 1.250% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market (tier 6) | $250,000.00 or greater | 1.500% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| High-Yield Checking | $0 - $15,000 | 3.500% | APY | 2026-11-01 | since 2026-11-01 | |
| High-Yield Checking | $15,000 or greater | 0.100% | APY | 2026-11-01 | since 2026-11-01 | |
| eSpend Rewards Checking (tier 1) | $0 - $4,999.99 | 0.050% | APY | 2026-11-01 | since 2026-11-01 | |
| eSpend Rewards Checking (tier 2) | $5,000 - $9,999.99 | 0.100% | APY | 2026-11-01 | since 2026-11-01 | |
| eSpend Rewards Checking (tier 3) | $10,000 or greater | 0.150% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.enrichmentfcu.org/certificate-disclosures | — | extract-failed | |
| www.enrichmentfcu.org/rates | 2026-11-01 22:54 UTC | ok | 13c93e23646f |