Sharon & Crescent United rates: up to 4.25% APY
credit union · NCUA CHARTER 67836 · www.scucu.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| IRA Share Account | $5.00 · rates dated 1 Jan 2026 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| MyHoliday Savings Club | $1.00 · rates dated 1 Jan 2026 | 0.01% | APY | 2026-11-01 | since 2026-11-01 | |
| MyVacation Savings Club | $1.00 · rates dated 1 Jan 2026 | 0.01% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $5.00 · rates dated 1 Jan 2026 | 0.01% | APY | 2026-11-01 | since 2026-11-01 | |
| SCU Direct Savings Account | Tier 1 · $10.00 - $9,999.99 · rates dated 1 Jan 2026 | 4.00% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 3-Month CD | 3 Months · $500.00 · rates dated 1 Jan 2026 | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 6-Month CD | 6 Months · $500.00 · rates dated 1 Jan 2026 | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 9 Month IRA Certificate | $500.00 · 9 months · rates dated 1 Jan 2026 | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 9-Month CD | 9 Months · $500.00 · rates dated 1 Jan 2026 | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 11 Month IRA Special | $250.00 · 11 months · rates dated 1 Jan 2026 | 4.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 12 Months IRA Certificate | $250.00 · 1 year · rates dated 1 Jan 2026 | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 12 Months · $500.00 · rates dated 1 Jan 2026 | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 15 Month IRA Special | $250.00 · 15 months · rates dated 1 Jan 2026 | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 18 Months IRA Certificate | $250.00 · 18 months · rates dated 1 Jan 2026 | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 18-Month CD | 18 Months · $500.00 · rates dated 1 Jan 2026 | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 24 Months IRA Certificate | $250.00 · 2 years · rates dated 1 Jan 2026 | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 24 Months · $500.00 · rates dated 1 Jan 2026 | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 30 Month IRA Special | $250.00 · 30 months · rates dated 1 Jan 2026 | 4.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 36 Month Step Up Certificate, Year 1 | $500.00 · 3 years · rates dated 1 Jan 2026 | 3.30% | APY | 2026-11-01 | since 2026-11-01 | |
| 36 Month Step Up Certificate, Year 2 | $500.00 · 3 years · rates dated 1 Jan 2026 | 3.30% | APY | 2026-11-01 | since 2026-11-01 | |
| 36 Month Step Up Certificate, Year 3 | $500.00 · 3 years · rates dated 1 Jan 2026 | 3.30% | APY | 2026-11-01 | since 2026-11-01 | |
| 36 Months IRA Certificate | $250.00 · 3 years · rates dated 1 Jan 2026 | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 36 Month Step Up Certificates | 36 Month Step Up Year 2 · $500.00 · rates dated 1 Jan 2026 | 3.30% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Year CD | 36 Months · $500.00 · rates dated 1 Jan 2026 | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 48 Months IRA Certificate | $250.00 · 4 years · rates dated 1 Jan 2026 | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 4-Year CD | 48 Months · $500.00 · rates dated 1 Jan 2026 | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 60 Months IRA Certificate | $250.00 · 5 years · rates dated 1 Jan 2026 | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 60 Months · $500.00 · rates dated 1 Jan 2026 | 3.25% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| MyMoney Market | Tier 1 · $5.00 - $2,499.99 · rates dated 1 Jan 2026 | 0.03% | APY | 2026-11-01 | since 2026-11-01 | |
| MyMoney Market | Tier 2 · $2,500 - $49,999.99 · rates dated 1 Jan 2026 | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| MyMoney Market | Tier 3 · $50,000+ · rates dated 1 Jan 2026 | 1.25% | APY | 2026-11-01 | since 2026-11-01 | |
| MyPremium Money Market | Tier 1 · $50,000 - $249,999.99 · rates dated 1 Jan 2026 | 2.75% | APY | 2026-11-01 | since 2026-11-01 | |
| MyPremium Money Market | Tier 2 · $250,000 - $499,999.99 · rates dated 1 Jan 2026 | 2.75% | APY | 2026-11-01 | since 2026-11-01 | |
| MyPremium Money Market | Tier 3 · $500,000 - $999,999.99 · rates dated 1 Jan 2026 | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| MyPremium Money Market | Tier 4 · $1,000,000 - $2,499,999.99 · rates dated 1 Jan 2026 | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| MyPremium Money Market | Tier 5 · $2,500,000+ · rates dated 1 Jan 2026 | 3.00% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Checking Account | Tier 1 · $5.00 - $499.99 · rates dated 1 Jan 2026 | 0.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking Account | Tier 2 · $500 - $4,999.99 · rates dated 1 Jan 2026 | 0.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking Account | Tier 3 · $5,000 - $9,999.99 · rates dated 1 Jan 2026 | 0.01% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking Account | Tier 4 · $10,000+ · rates dated 1 Jan 2026 | 0.05% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.scucu.com/rates/deposit-rates.html | 2026-11-01 20:52 UTC | ok | 2cbc046bbb2c |
| www.scucu.com/rates.html | — | extract-failed | |
| www.scucu.com/bank/share-certificate-of-deposits.html | — | extract-failed |