America's Christian rates: up to 4.50% APY
credit union · NCUA CHARTER 68062 · www.americaschristiancu.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Christmas Club | $10 | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| High-Yield Savings Balance 1 | $0.01 - $10,000 | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| High-Yield Savings Balance 1 | $50,000 - $300,000 | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| High-Yield Savings Balance 2 | $10,000.01 - $300,000 | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| High-Yield Savings Balance 2 | $300,000.01 - $499,999.99 | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| High-Yield Savings Balance 3 | $300,000.01 - $499,999.99 | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| High-Yield Savings Balance 3 | $500,000.00 and up | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| High-Yield Savings Balance 4 | $500,000.00 and up | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular Share/Savings | $100 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $50 | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Student Savings Account | $100 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Vacation Club | $5 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Youth / Varsity Savings | $25 | 0.15% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 3-Month Share Certificate | 3 Month · $1,000 | 2.75% | APY | 2026-11-01 | since 2026-11-01 | |
| 6-Month Share Certificate | 6 Month · $1,000 | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 9-Month Share Certificate | 9 Month · $1,000 | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 10-Month Share Certificate | 10 Month New Money · $5,000 | 4.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 10-Month Share Certificate | 10 Month New Money · $20,000 | 4.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 12 Month · $500 | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 12 Month New Member · $1,000 | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year Share Certificate | 12 Month · $1,000 | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 18-Month Share Certificate | 18 Month · $1,000 | 3.60% | APY | 2026-11-01 | since 2026-11-01 | |
| 22-Month Share Certificate | 22 Month New Money · $5,000 | 4.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 22-Month Share Certificate | 22 Month New Money · $20,000 | 4.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 24 Month · $500 | 2.75% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year Share Certificate | 24 Month · $1,000 | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Year CD | 36 Month · $500 | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Year Share Certificate | 36 Month · $1,000 | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 4-Year CD | 48 Month · $500 | 2.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 4-Year Share Certificate | 48 Month · $1,000 | 2.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 60 Month · $500 | 2.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year Share Certificate | 60 Month · $1,000 | 2.25% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Market Account | Tier 1 · $2,500 - $49,999.99 | 0.80% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | Tier 2 · $50,000 - $99,999.99 | 0.90% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | Tier 3 · $100,000 - $249,999.99 | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | Tier 4 · $250,000 and up | 3.00% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Elite Checking Tier 1 | $0.01 | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Elite Checking Tier 2 | $15,000.00 | 0.25% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.americaschristiancu.com/personal/rates/ | 2026-11-02 00:13 UTC | ok | 003f1700ac71 |
| www.americaschristiancu.com/organization/rates/ | 2026-11-02 00:13 UTC | ok | 1426caa87149 |
| www.americaschristiancu.com/rates | — | extract-failed |