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First Financial rates: up to 5.05% APY

credit union · NCUA CHARTER 68244 · www.ffnm.org/

Savings

ProductTerm / tierRateBasisRecordedHistoryChange
Christmas Club 0.50%APY2026-11-01 since 2026-11-01
IDA Savings Account 0.70%APY2026-11-01 since 2026-11-01
IRA Savings Account 0.45%APY2026-11-01 since 2026-11-01
Kasasa Saver0 - $50,000 3.00%APY2026-11-01 since 2026-11-01
Kirby Kids Savings 0.35%APY2026-11-01 since 2026-11-01
Primary Savings 0.35%APY2026-11-01 since 2026-11-01
Secondary/Special Savings 0.15%APY2026-11-01 since 2026-11-01
Vacation Club 0.50%APY2026-11-01 since 2026-11-01

CDs

ProductTerm / tierRateBasisRecordedHistoryChange
1st Certificates3 Month 3.30%APY2026-11-01 since 2026-11-01
IRA 3-Month CD3 months 3.30%APY2026-11-01 since 2026-11-01
Kirby Kid Certificates3 Month 3.30%APY2026-11-01 since 2026-11-01
3-Month Share Certificate3 Months 3.30%APY2026-11-01 since 2026-11-01
Term Share/IRA Jumbo Certificates3 Months · $25,000 3.40%APY2026-11-01 since 2026-11-01
1st Certificates6 Month 3.71%APY2026-11-01 since 2026-11-01
IRA 6-Month CD6 months 3.71%APY2026-11-01 since 2026-11-01
Kirby Kid Certificates6 Month 3.74%APY2026-11-01 since 2026-11-01
6-Month Share Certificate6 Months 3.71%APY2026-11-01 since 2026-11-01
Term Share/IRA Jumbo Certificates6 Months · $25,000 3.82%APY2026-11-01 since 2026-11-01
1st Certificates12 Month 3.76%APY2026-11-01 since 2026-11-01
IRA 1-Year CD12 months 3.76%APY2026-11-01 since 2026-11-01
Kirby Kid Certificates12 Month 3.76%APY2026-11-01 since 2026-11-01
1-Year Share Certificate12 Months 3.76%APY2026-11-01 since 2026-11-01
Term Share/IRA Jumbo Certificates12 Months · $25,000 3.87%APY2026-11-01 since 2026-11-01
1st Certificates18 Month 3.92%APY2026-11-01 since 2026-11-01
IRA 18-Month CD18 months 3.92%APY2026-11-01 since 2026-11-01
Kirby Kid Certificates18 Month 3.92%APY2026-11-01 since 2026-11-01
18-Month Share Certificate18 Months 3.92%APY2026-11-01 since 2026-11-01
Term Share/IRA Jumbo Certificates18 Months · $25,000 4.02%APY2026-11-01 since 2026-11-01
1st Certificates24 Month 4.07%APY2026-11-01 since 2026-11-01
IRA 2-Year CD24 months 4.07%APY2026-11-01 since 2026-11-01
Kirby Kid Certificates24 Month 4.07%APY2026-11-01 since 2026-11-01
2-Year Share Certificate24 Months 4.07%APY2026-11-01 since 2026-11-01
Term Share/IRA Jumbo Certificates24 Months · $25,000 4.18%APY2026-11-01 since 2026-11-01
1st Certificates30 Month 4.07%APY2026-11-01 since 2026-11-01
IRA 30-Month CD30 months 4.07%APY2026-11-01 since 2026-11-01
Kirby Kid Certificates30 Month 4.07%APY2026-11-01 since 2026-11-01
30-Month Share Certificate30 Months 4.07%APY2026-11-01 since 2026-11-01
Term Share/IRA Jumbo Certificates30 Months · $25,000 4.18%APY2026-11-01 since 2026-11-01
1st Certificates36 Month 3.82%APY2026-11-01 since 2026-11-01
IRA 3-Year CD36 months 3.82%APY2026-11-01 since 2026-11-01
Kirby Kid Certificates36 Month 3.82%APY2026-11-01 since 2026-11-01
3-Year Share Certificate36 Months 3.82%APY2026-11-01 since 2026-11-01
Term Share/IRA Jumbo Certificates36 Months · $25,000 3.92%APY2026-11-01 since 2026-11-01
1st Certificates48 Month 3.56%APY2026-11-01 since 2026-11-01
IRA 4-Year CD48 months 3.56%APY2026-11-01 since 2026-11-01
Kirby Kid Certificates48 Month 3.56%APY2026-11-01 since 2026-11-01
4-Year Share Certificate48 Months 3.56%APY2026-11-01 since 2026-11-01
Term Share/IRA Jumbo Certificates48 Months · $25,000 3.66%APY2026-11-01 since 2026-11-01
1st Certificates60 Month 3.56%APY2026-11-01 since 2026-11-01
IRA 5-Year CD60 months 3.56%APY2026-11-01 since 2026-11-01
Kirby Kid Certificates60 Month 3.56%APY2026-11-01 since 2026-11-01
5-Year Share Certificate60 Months 3.56%APY2026-11-01 since 2026-11-01
Term Share/IRA Jumbo Certificates60 Months · $25,000 3.66%APY2026-11-01 since 2026-11-01

Money market

ProductTerm / tierRateBasisRecordedHistoryChange
Money Market Account$0.00 - $24.99 0.30%APY2026-11-01 since 2026-11-01
Money Market Account$25.00 - $2,499.99 1.51%APY2026-11-01 since 2026-11-01
Money Market Account$2,500.00 - $9,999.99 1.76%APY2026-11-01 since 2026-11-01
Money Market Account$10,000.00 - $24,999.99 1.76%APY2026-11-01 since 2026-11-01
Money Market Account$25,000.00 - $49,999.99 1.76%APY2026-11-01 since 2026-11-01
Money Market Account$50,000.00 - $99,999.99 2.02%APY2026-11-01 since 2026-11-01
Money Market Account$100,000.00 - $249,999.99 2.02%APY2026-11-01 since 2026-11-01
Money Market Account$250,000.00 and greater 2.27%APY2026-11-01 since 2026-11-01

Checking

ProductTerm / tierRateBasisRecordedHistoryChange
Kasasa Cash0 - $15,000 5.05%APY2026-11-01 since 2026-11-01

Sources and evidence

PageLast capturedLast resultDigest
www.ffnm.org/accounts/personal-savings/share-certificates-cds.html— extract-failed
www.ffnm.org/accounts/personal-savings— extract-failed
www.ffnm.org/services-tools/tools/rates.html2026-11-01 22:05 UTC ok3d32e9d09cfc