Seattle Metropolitan rates: up to 4.46% APY
credit union · NCUA CHARTER 68315 · www.seattlecu.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| High Yield Savings | $0 – $24,999.99 | 0.00% | APY | 2026-11-01 | since 2026-11-01 | |
| High Yield Savings | $25,000 – $99,999.99 | 3.04% | APY | 2026-11-01 | since 2026-11-01 | |
| High Yield Savings | $100,000 or greater | 3.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Subsidiary Savings | 0.10% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 6-Month CD | 6 month | 3.80% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 6-Month CD | 6 month | 3.90% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Jumbo Certificates | 6 month | 4.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Jumbo Certificates of Deposit | 6 month | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Special 11 Month New Money CD | 11 Months | 4.35% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 1 year | 3.90% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 1-Year CD | 1 year | 4.11% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Jumbo Certificates | 1 year | 4.26% | APY | 2026-11-01 | since 2026-11-01 | |
| Jumbo Certificates of Deposit | 1 year | 4.15% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 2 year | 4.10% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 2-Year CD | 2 year | 4.31% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Jumbo Certificates | 2 year | 4.46% | APY | 2026-11-01 | since 2026-11-01 | |
| Jumbo Certificates of Deposit | 2 year | 4.35% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Year CD | 3 year | 3.30% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 3-Year CD | 3 year | 3.51% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Jumbo Certificates | 3 year | 3.60% | APY | 2026-11-01 | since 2026-11-01 | |
| Jumbo Certificates of Deposit | 3 year | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 4-Year CD | 4 year | 3.30% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 4-Year CD | 4 year | 3.51% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Jumbo Certificates | 4 year | 3.60% | APY | 2026-11-01 | since 2026-11-01 | |
| Jumbo Certificates of Deposit | 4 year | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 5 year | 3.30% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 5-Year CD | 5 year | 3.51% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Jumbo Certificates | 5 year | 3.60% | APY | 2026-11-01 | since 2026-11-01 | |
| Jumbo Certificates of Deposit | 5 year | 3.50% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Market Account | $0 – $999.99 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $1,000 – $24,999.99 | 0.45% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $25,000 to $49,999.99 | 0.65% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $50,000 – $99,999.99 | 0.85% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $100,000 – $149,999.99 | 1.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $150,000 or greater | 1.15% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Feel Good Checking | $0 – $499.99 | 1.26% | APY | 2026-11-01 | since 2026-11-01 | |
| Youth Checking | $0.00 – $500.00 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Youth Checking | $500.01 or greater** | 0.05% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.seattlecu.com/certificate-of-deposit/ | 2026-11-01 21:54 UTC | ok | 9444a0ecd590 |
| www.seattlecu.com/rates/ | 2026-11-01 21:54 UTC | ok | ece4f1e3a791 |
| www.seattlecu.com/savings-accounts/cds/ | — | extract-failed |