Westmark rates: up to 4.40% APY
credit union · NCUA CHARTER 68353 · www.westmark.org/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| BlueBirds Savings | 0.25% | APY | 2026-11-01 | since 2026-11-01 | ||
| Daily Dividend Savings | 0.10% | APY | 2026-11-01 | since 2026-11-01 | ||
| First Time Home Buyer Savings | 4.00% | APY | 2026-11-01 | since 2026-11-01 | ||
| High-Yield Savings | Below $1,000 | 0.00% | APY | 2026-11-01 | since 2026-11-01 | |
| High-Yield Savings | $1,000 – $99,999 | 2.20% | APY | 2026-11-01 | since 2026-11-01 | |
| High-Yield Savings | $100,000 – $249,999 | 2.30% | APY | 2026-11-01 | since 2026-11-01 | |
| High-Yield Savings | $250,000 – $499,999 | 2.40% | APY | 2026-11-01 | since 2026-11-01 | |
| High-Yield Savings | $500,000+ | 2.45% | APY | 2026-11-01 | since 2026-11-01 | |
| Medical Savings | 1.00% | APY | 2026-11-01 | since 2026-11-01 | ||
| Primary Savings | 0.10% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 3-Month CD | 90 Days | 1.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 5.9-Month CD | 180 Days | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 8-Month CD | 8 Months | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 9-Month CD | 9 Months | 3.80% | APY | 2026-11-01 | since 2026-11-01 | |
| 11-Month CD | 11 Months | 3.90% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Term Certificates | 12 Months | 3.95% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 12 Months | 3.95% | APY | 2026-11-01 | since 2026-11-01 | |
| 13-Month CD | 13 Months | 4.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Liquid Term Certificate | 15 Months | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| 18-Month CD | 18 Months | 4.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 23-Month CD | 23 Months | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Term Certificates | 24 Months | 4.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 24 Months | 4.35% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Year CD | 36 Months | 4.40% | APY | 2026-11-01 | since 2026-11-01 | |
| 4-Year CD | 48 Months | 4.40% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 60 Months | 4.40% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| IRA Money Market | 1.00% | APY | 2026-11-01 | since 2026-11-01 | ||
| Platinum Money Market | 1.50% | APY | 2026-11-01 | since 2026-11-01 | ||
| Premium Money Market | 2.00% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Premium Checking | 0.10% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.westmark.org/rates/ | 2026-11-01 19:53 UTC | ok | 9ec59efea386 |
| www.westmark.org/accounts/certificates.html | — | extract-failed | |
| www.westmark.org/accounts/ira.html | — | extract-failed | |
| www.westmark.org/rates/index.html | 2026-11-01 19:43 UTC | ok | 9ec59efea386 |