Velocity rates: up to 4.25% APY
credit union · NCUA CHARTER 68359 · www.velocitycu.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Regular Share (Savings) Account | $100.00 to $499.99** | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular Share (Savings) Account | $500.00 to $1,499.99** | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular Share (Savings) Account | $1,500.00 and up** | 0.10% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 3 Month Short Term Certificate | 3 months | 2.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Month CD | 3 Month Mini-Jumbo | 2.55% | APY | 2026-11-01 | since 2026-11-01 | |
| 6 Month Short Term Certificate | 6 months | 3.65% | APY | 2026-11-01 | since 2026-11-01 | |
| 6-Month CD | 6 Month Mini-Jumbo | 3.70% | APY | 2026-11-01 | since 2026-11-01 | |
| 9 Month Short Term Certificate | 9 months | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| 9-Month CD | 9 Month Mini-Jumbo | 3.80% | APY | 2026-11-01 | since 2026-11-01 | |
| 1 Year IRA Certificate | 1 year | 4.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 12 Month Certificate | 1 year | 3.85% | APY | 2026-11-01 | since 2026-11-01 | |
| 18 Month Certificate | 18 months | 3.85% | APY | 2026-11-01 | since 2026-11-01 | |
| 18 Month IRA Certificate | 18 months | 3.90% | APY | 2026-11-01 | since 2026-11-01 | |
| 2 Year Certificate | 2 years | 3.85% | APY | 2026-11-01 | since 2026-11-01 | |
| 2 Year IRA Certificate | 2 years | 3.90% | APY | 2026-11-01 | since 2026-11-01 | |
| 30 Month Certificate | 30 months | 3.65% | APY | 2026-11-01 | since 2026-11-01 | |
| 3 Year Certificate | 3 years | 3.65% | APY | 2026-11-01 | since 2026-11-01 | |
| 3 Year IRA Certificate | 3 years | 3.70% | APY | 2026-11-01 | since 2026-11-01 | |
| 4 Year Certificate | 4 years | 3.65% | APY | 2026-11-01 | since 2026-11-01 | |
| 4 Year IRA Certificate | 4 years | 3.70% | APY | 2026-11-01 | since 2026-11-01 | |
| 5 Year Certificate | 5 years | 3.60% | APY | 2026-11-01 | since 2026-11-01 | |
| 5 Year IRA Certificate | 5 years | 3.65% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Market Account | $2,000.00 to $49,999.99 | 0.35% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $50,000.00 to $89,999.99 | 0.60% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $90,000.00 to $199,999.99 | 0.70% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $200,000.00 and up | 0.70% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Check Plus Checking | $750.00 to $4,999.99 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Check Plus Checking | $5,000.00 to $19,999.99 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Check Plus Checking | $20,000.00 and up | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular Checking | $500.00 and up** | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Rewards Checking | $0 to $15,000.00 | 2.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Rewards Checking | $15,000.01 and up | 0.05% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.velocitycu.com/rates/savings-rates/ | 2026-11-01 22:11 UTC | ok | 76ca8e68da13 |
| www.velocitycu.com/savings/certificates/ | — | extract-failed | |
| www.velocitycu.com/rates/ | — | extract-failed |