Resource One rates: up to 4.33% APY
credit union · NCUA CHARTER 68439 · www.r1cu.org/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Additional Savings | $250.00 and above | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA & SEP Savings | $50.00 and above | 0.35% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular Savings | $250.00 and above | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Roary & CU Succeed Savings | $50.00 and above | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Summer Savings & Holiday Club | $250.00 and above | 0.10% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| IRA 3-Month CD | 3 months | 1.76% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular Certificate | 3 months | 1.51% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 6-Month CD | 6 months | 2.53% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular Certificate | 6 months | 2.27% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 1-Year CD | 12 months | 3.04% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular Certificate | 12 months | 2.78% | APY | 2026-11-01 | since 2026-11-01 | |
| Save to Win® Certificate | 12 months | 2.68% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 2-Year CD | 24 months | 3.66% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular Certificate | 24 months | 3.40% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 3-Year CD | 36 months | 4.33% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular Certificate | 36 months | 4.07% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 4-Year CD | 48 months | 3.97% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular Certificate | 48 months | 3.71% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 5-Year CD | 60 months | 4.07% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular Certificate | 60 months | 3.82% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Executive Suite Money Market | $0.00 – $2,499.99 | 0.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Executive Suite Money Market | $2,500.00 – $24,999.99 | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Executive Suite Money Market | $25,000.00 – $99,999.99 | 1.11% | APY | 2026-11-01 | since 2026-11-01 | |
| Executive Suite Money Market | $100,000 and above | 1.21% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $0.00 – $2,499.99 | 0.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $2,500.00 – $24,999.99 | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $25,000.00 - $99,999.99 | 1.11% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $100,000.00 and above | 1.21% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| CU Succeed Checking | $0.00 and above | 0.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Empower Checking | $0.00 and above | 0.00% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.r1cu.org/rates/ | 2026-11-02 03:15 UTC | ok | 507b46a7aaf7 |
| www.r1cu.org/accounts/cds-iras/ | 2026-11-02 03:15 UTC | ok | 50299954c5b0 |