Excite rates: up to 3.65% APY
credit union · NCUA CHARTER 68441 · www.excitecu.org/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Savings Account | $0.01 to $250,000 | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $0.01 - $49,999.99 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $50,000.00 - $99,999.99 | 0.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $100,000.00 - $199,999.00 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $200,000.00+ | 0.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | balances over $250,000 | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $0.01 - $20,000.00 | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | 20,000.00+ · from $20,000 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $0.01 - $24,999.99 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $0.01 - $2,500 | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $2,500+ | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $25,000.00+ | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $25,000+ | 0.20% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 6-Month CD | 6 Month | 3.65% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 6-Month CD | 6 Month | 3.65% | APY | 2026-11-01 | since 2026-11-01 | |
| 12-Month Certificate | 1 year | 3.65% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 1-Year CD | 12 Month | 3.65% | APY | 2026-11-01 | since 2026-11-01 | |
| 24-Month Certificate | 2 years | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 2-Year CD | 24 Month | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Year CD | 36 Month | 2.75% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 3-Year CD | 36 Month | 2.75% | APY | 2026-11-01 | since 2026-11-01 | |
| 4-Year CD | 48 Month | 2.75% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 4-Year CD | 48 Month | 2.75% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 60 Month | 2.75% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 5-Year CD | 60 Month | 2.75% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Go Checking closed to new customers | $0.01 - $15,000.00 | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Go Checking closed to new customers | $15,000.01 + | 0.20% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.excitecu.org/in-the-community/about-us/rates | — | extract-failed | |
| www.excitecu.org/cd-promo | 2026-11-02 02:24 UTC | ok | 4e7342510a81 |
| www.excitecu.org/in-the-community/about-us/rates/saving-rates | 2026-11-02 02:24 UTC | ok | 5ffb741dc9e1 |