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Lbs Financial rates: up to 6.00% APY

credit union · NCUA CHARTER 68460 · www.lbsfcu.org/

Savings

ProductTerm / tierRateBasisRecordedHistoryChange
IRA Sub/Savings Accounts 0.10%APY2026-11-01 since 2026-11-01
Share Savings 0.10%APY2026-11-01 since 2026-11-01
Special Savings Account 0.10%APY2026-11-01 since 2026-11-01
Summer Savings Accounts 6.00%APY2026-11-01 since 2026-11-01
Teen Savings 0.10%APY2026-11-01 since 2026-11-01
Youth Savings 0.10%APY2026-11-01 since 2026-11-01

CDs

ProductTerm / tierRateBasisRecordedHistoryChange
Share Certificates – Bronze3 month 3.55%APY2026-11-01 since 2026-11-01
Share Certificates – Gold3 month 3.65%APY2026-11-01 since 2026-11-01
Share Certificates – Jumbo3 month · Over $90,000 3.70%APY2026-11-01 since 2026-11-01
Share Certificates – Silver3 month 3.60%APY2026-11-01 since 2026-11-01
Promotional Certificates5 Month 4.00%APY2026-11-01 since 2026-11-01
IRA Certificates – Bronze6 month 3.70%APY2026-11-01 since 2026-11-01
IRA Certificates – Gold6 month 3.80%APY2026-11-01 since 2026-11-01
IRA Certificates – Jumbo6 month · Over $90,000 3.85%APY2026-11-01 since 2026-11-01
IRA Certificates – Silver6 month 3.75%APY2026-11-01 since 2026-11-01
Share Certificates – Bronze6 month 3.70%APY2026-11-01 since 2026-11-01
Share Certificates – Gold6 month 3.80%APY2026-11-01 since 2026-11-01
Share Certificates – Jumbo6 month · Over $90,000 3.85%APY2026-11-01 since 2026-11-01
Share Certificates – Silver6 month 3.75%APY2026-11-01 since 2026-11-01
Share Certificates – Bronze9 month 3.70%APY2026-11-01 since 2026-11-01
Share Certificates – Gold9 month 3.80%APY2026-11-01 since 2026-11-01
Share Certificates – Jumbo9 month · Over $90,000 3.85%APY2026-11-01 since 2026-11-01
Share Certificates – Silver9 month 3.75%APY2026-11-01 since 2026-11-01
Promotional Certificates10 Month 4.15%APY2026-11-01 since 2026-11-01
IRA Certificates – Bronze12 month 3.80%APY2026-11-01 since 2026-11-01
IRA Certificates – Gold12 month 3.90%APY2026-11-01 since 2026-11-01
IRA Certificates – Jumbo12 month · Over $90,000 3.95%APY2026-11-01 since 2026-11-01
IRA Certificates – Silver12 month 3.85%APY2026-11-01 since 2026-11-01
Share Certificates – Bronze12 month 3.80%APY2026-11-01 since 2026-11-01
Share Certificates – Gold12 month 3.90%APY2026-11-01 since 2026-11-01
Share Certificates – Jumbo12 month · Over $90,000 3.95%APY2026-11-01 since 2026-11-01
Share Certificates – Silver12 month 3.85%APY2026-11-01 since 2026-11-01
IRA Certificates – Bronze18 month 3.85%APY2026-11-01 since 2026-11-01
IRA Certificates – Gold18 month 3.95%APY2026-11-01 since 2026-11-01
IRA Certificates – Jumbo18 month · Over $90,000 4.00%APY2026-11-01 since 2026-11-01
IRA Certificates – Silver18 month 3.90%APY2026-11-01 since 2026-11-01
Share Certificates – Bronze18 month 3.85%APY2026-11-01 since 2026-11-01
Share Certificates – Gold18 month 3.95%APY2026-11-01 since 2026-11-01
Share Certificates – Jumbo18 month · Over $90,000 4.00%APY2026-11-01 since 2026-11-01
Share Certificates – Silver18 month 3.90%APY2026-11-01 since 2026-11-01
IRA Certificates – Bronze24 month 3.85%APY2026-11-01 since 2026-11-01
IRA Certificates – Gold24 month 3.95%APY2026-11-01 since 2026-11-01
IRA Certificates – Jumbo24 month · Over $90,000 4.00%APY2026-11-01 since 2026-11-01
IRA Certificates – Silver24 month 3.90%APY2026-11-01 since 2026-11-01
Share Certificates – Bronze24 month 3.85%APY2026-11-01 since 2026-11-01
Share Certificates – Gold24 month 3.95%APY2026-11-01 since 2026-11-01
Share Certificates – Jumbo24 month · Over $90,000 4.00%APY2026-11-01 since 2026-11-01
Share Certificates – Silver24 month 3.90%APY2026-11-01 since 2026-11-01
IRA Certificates – Bronze30 month 3.85%APY2026-11-01 since 2026-11-01
IRA Certificates – Gold30 month 3.95%APY2026-11-01 since 2026-11-01
IRA Certificates – Jumbo30 month · Over $90,000 4.00%APY2026-11-01 since 2026-11-01
IRA Certificates – Silver30 month 3.90%APY2026-11-01 since 2026-11-01
Share Certificates – Bronze30 month 3.85%APY2026-11-01 since 2026-11-01
Share Certificates – Gold30 month 3.95%APY2026-11-01 since 2026-11-01
Share Certificates – Jumbo30 month · Over $90,000 4.00%APY2026-11-01 since 2026-11-01
Share Certificates – Silver30 month 3.90%APY2026-11-01 since 2026-11-01
IRA Certificates – Bronze36 month 3.85%APY2026-11-01 since 2026-11-01
IRA Certificates – Gold36 month 3.95%APY2026-11-01 since 2026-11-01
IRA Certificates – Jumbo36 month · Over $90,000 4.00%APY2026-11-01 since 2026-11-01
IRA Certificates – Silver36 month 3.90%APY2026-11-01 since 2026-11-01
Share Certificates – Bronze36 month 3.85%APY2026-11-01 since 2026-11-01
Share Certificates – Gold36 month 3.95%APY2026-11-01 since 2026-11-01
Share Certificates – Jumbo36 month · Over $90,000 4.00%APY2026-11-01 since 2026-11-01
Share Certificates – Silver36 month 3.90%APY2026-11-01 since 2026-11-01
Share Certificates – Bronze42 month 3.85%APY2026-11-01 since 2026-11-01
Share Certificates – Gold42 month 3.95%APY2026-11-01 since 2026-11-01
Share Certificates – Jumbo42 month · Over $90,000 4.00%APY2026-11-01 since 2026-11-01
Share Certificates – Silver42 month 3.90%APY2026-11-01 since 2026-11-01
IRA Certificates – Bronze48 month 3.90%APY2026-11-01 since 2026-11-01
IRA Certificates – Gold48 month 4.00%APY2026-11-01 since 2026-11-01
IRA Certificates – Jumbo48 month · Over $90,000 4.05%APY2026-11-01 since 2026-11-01
IRA Certificates – Silver48 month 3.95%APY2026-11-01 since 2026-11-01
Share Certificates – Bronze48 month 3.90%APY2026-11-01 since 2026-11-01
Share Certificates – Gold48 month 4.00%APY2026-11-01 since 2026-11-01
Share Certificates – Jumbo48 month · Over $90,000 4.05%APY2026-11-01 since 2026-11-01
Share Certificates – Silver48 month 3.95%APY2026-11-01 since 2026-11-01
IRA Certificates – Bronze60 month 3.90%APY2026-11-01 since 2026-11-01
IRA Certificates – Gold60 month 4.00%APY2026-11-01 since 2026-11-01
IRA Certificates – Jumbo60 month · Over $90,000 4.05%APY2026-11-01 since 2026-11-01
IRA Certificates – Silver60 month 3.95%APY2026-11-01 since 2026-11-01
Share Certificates – Bronze60 month 3.90%APY2026-11-01 since 2026-11-01
Share Certificates – Gold60 month 4.00%APY2026-11-01 since 2026-11-01
Share Certificates – Jumbo60 month · Over $90,000 4.05%APY2026-11-01 since 2026-11-01
Share Certificates – Silver60 month 3.95%APY2026-11-01 since 2026-11-01

Money market

ProductTerm / tierRateBasisRecordedHistoryChange
Money Market AccountBelow $2,500 0.10%APY2026-11-01 since 2026-11-01
Money Market Account$2,500 to $24,999 0.70%APY2026-11-01 since 2026-11-01
Money Market Account$25,000 to $49,999 0.80%APY2026-11-01 since 2026-11-01
Money Market Account$50,000 to $99,999 0.90%APY2026-11-01 since 2026-11-01
Money Market Account$100,000 and above 1.30%APY2026-11-01 since 2026-11-01

Checking

ProductTerm / tierRateBasisRecordedHistoryChange
Checking AccountMortgage Impound/Escrow Accounts*** 2.02%APY2026-11-01 since 2026-11-01
Interest Checking Accounts 0.10%APY2026-11-01 since 2026-11-01

Sources and evidence

PageLast capturedLast resultDigest
www.lbsfcu.org/share-certificate-disclosure/— extract-failed
www.lbsfcu.org/about-us/rates/2026-11-01 18:43 UTC ok54d08e346512
www.lbsfcu.org/promotional-certificates/2026-11-01 18:43 UTC ok17d3b206ae7c