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First U.S. Community rates: up to 4.00% APY

credit union · NCUA CHARTER 68474 · www.firstus.org/

Savings

ProductTerm / tierRateBasisRecordedHistoryChange
Dream Savings$1 / $100 - 4,999 $1 / $5,000 - 24,999 $1 / $25,000 - 99,999 $1 / $100,000+ 0.05%APY2026-11-01 since 2026-11-01
Health Savings Account (HSA)$0 / $300+ 0.10%APY2026-11-01 since 2026-11-01
IRA Shares$0 / $100+ 0.10%APY2026-11-01 since 2026-11-01
Prime Savings$5 / $100 - 4,999 $5 / $5,000 - 24,999 $5 / $25,000 - 99,999 $5 / $100,000+ 0.05%APY2026-11-01 since 2026-11-01
Smart Start Savings &amp IRA$0 / $0 - $2,000.00 $0 / $2,000.01 - $5,000.00 $0 / $5,000.01 - $10,000.00 $0 / $10,000.01 - $50,000.00 $0 / $50,000.01+ 4.00%APY2026-11-01 since 2026-11-01
Youth Savings$5 / $100+ 0.05%APY2026-11-01 since 2026-11-01

CDs

ProductTerm / tierRateBasisRecordedHistoryChange
Certificate Specials3, 6, 9 or 12 Month Special · $500 4.00%APY2026-11-01 since 2026-11-01

Money market

ProductTerm / tierRateBasisRecordedHistoryChange
Money Market Savings & IRA$2,000 / $2,000 - 24,999.99 $2,000 / 25,000 - 99,999.99 $2,000 / $100,000 - 249,999.99 $2,000 / $250,000 - 499,999.99 $2,000 / $500,000+ 0.65%APY2026-11-01 since 2026-11-01

Checking

ProductTerm / tierRateBasisRecordedHistoryChange
Better Than Free Checking$0 / Up to $500 w/ direct deposit 1.00%APY2026-11-01 since 2026-11-01
Dividend Checking$100 / $300 - 19,999.99 $100 / $20,000 - 49,999.99 $100 / $50,000 - 99,999.99 $100 / $100,000+ 0.05%APY2026-11-01 since 2026-11-01

Sources and evidence

PageLast capturedLast resultDigest
www.firstus.org/accounts/rates2026-11-02 03:22 UTC ok25f9cad1b726
www.firstus.org/certificate-accounts— failed
www.firstus.org/savings/rates2026-11-02 03:22 UTC okfed622caed94