Genisys rates: up to 6.75% APY
credit union · NCUA CHARTER 68536 · www.genisyscu.org/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Health Savings Accounts | 0.50% | APY | 2026-11-01 | since 2026-11-01 | ||
| IRA Savings | 0.20% | APY | 2026-11-01 | since 2026-11-01 | ||
| Savings | 0.10% | APY | 2026-11-01 | since 2026-11-01 | ||
| Youth Accounts | 6.00% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| IRA Certificates | 6 months | 3.54% | APY | 2026-11-01 | since 2026-11-01 | |
| Jumbo and Jumbo IRA Certificates | 6 Months | 3.59% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Certificates | 6 Months | 3.54% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Certificates | 7 Months | 4.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 1 Year Youth Flex Certificate | 1 year | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Flex Certificate | 1 Year | 3.70% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificates | 1 Year | 3.79% | APY | 2026-11-01 | since 2026-11-01 | |
| Jumbo and Jumbo IRA Certificates | 1 Year | 3.84% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Certificates | 1 Year | 3.79% | APY | 2026-11-01 | since 2026-11-01 | |
| Youth Flex Certificate | 1 Year | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificate Specials | 13 Months | 4.60% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Certificates | 13 Months | 4.60% | APY | 2026-11-01 | since 2026-11-01 | |
| 14 Month Flex CD Special | 14 months | 4.06% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Certificates | 14 Month Flex CD1 | 4.06% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificates | 18 months | 3.96% | APY | 2026-11-01 | since 2026-11-01 | |
| Jumbo and Jumbo IRA Certificates | 18 Months | 4.01% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Certificates | 18 Months | 3.96% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificate Specials | 19 Months | 4.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Certificates | 19 Months | 4.25% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificates | 2 Years | 3.99% | APY | 2026-11-01 | since 2026-11-01 | |
| Jumbo and Jumbo IRA Certificates | 2 Years | 4.04% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Certificates | 2 Years | 3.99% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificate Specials | 25 Months | 4.35% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Certificates | 25 Months | 4.35% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificates | 3 Years | 4.08% | APY | 2026-11-01 | since 2026-11-01 | |
| Jumbo and Jumbo IRA Certificates | 3 Years | 4.13% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Certificates | 3 Years | 4.08% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificates | 4 Years | 4.08% | APY | 2026-11-01 | since 2026-11-01 | |
| Jumbo and Jumbo IRA Certificates | 4 Years | 4.13% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Certificates | 4 Years | 4.08% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificates | 5 Years | 4.04% | APY | 2026-11-01 | since 2026-11-01 | |
| Jumbo and Jumbo IRA Certificates | 5 Years | 4.09% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Certificates | 5 Years | 4.04% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| College Rewards Money Market | $100 - $9,999 | 1.31% | APY | 2026-11-01 | since 2026-11-01 | |
| College Rewards Money Market | $10,000 - $24,999 | 1.51% | APY | 2026-11-01 | since 2026-11-01 | |
| College Rewards Money Market | $25,000 - $49,999 | 1.71% | APY | 2026-11-01 | since 2026-11-01 | |
| College Rewards Money Market | $50,000 - $74,999 | 1.76% | APY | 2026-11-01 | since 2026-11-01 | |
| College Rewards Money Market | $75,000 - $99,999 | 1.97% | APY | 2026-11-01 | since 2026-11-01 | |
| College Rewards Money Market | $100,000 - $249,999 | 2.17% | APY | 2026-11-01 | since 2026-11-01 | |
| College Rewards Money Market | $250,000 and over | 2.38% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Money Market | 0.45% | APY | 2026-11-01 | since 2026-11-01 | ||
| Money Market | $2,500 - $9,999 | 1.31% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market | $10,000 - $24,999 | 1.51% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market | $25,000 - $49,999 | 1.71% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market | $50,000 - $74,999 | 1.76% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market | $75,000 - $99,999 | 1.97% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market | $100,000 - $249,999 | 2.17% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market | $250,000 and over | 2.38% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market | $250,000 - $499,999.99 | 2.43% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market | $500,000 - $749,999.99 | 2.63% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market | $750,000 -$999,999.99 | 2.84% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market | $1,000,000 and over | 3.04% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Checking | $0 | 6.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking | $1,500 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Genius High Yield Checking | $0 | 6.75% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.genisyscu.org/rates | 2026-11-01 14:14 UTC | ok | 774fc340e02d |
| www.genisyscu.org/about-genisys/genisys-news/genisys-credit-union-incr | — | extract-failed | |
| www.genisyscu.org/about-genisys/genisys-news/genisys-certificate-rates | — | extract-failed |