Indiana University rates: up to 4.50% APY
credit union · NCUA CHARTER 68577 · www.iucu.org/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| IRA Savings Account | 0.50% | APY | 2026-11-01 | since 2026-11-01 | ||
| Membership, Savings | 0.40% | APY | 2026-11-01 | since 2026-11-01 | ||
| Other Savings | Coverdell ESA | 0.50% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 6-Month CD | 6-month paid monthly · $2,000 | 4.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 1-year paid monthly · $500 | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 13-Month CD | 13-month paid monthly · $10,000 | 4.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 18-Month CD | 18-month paid monthly · $500 | 2.26% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 2-year paid monthly · $500 | 2.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 25-Month CD | 25-month paid monthly · $10,000 | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| 30-Month CD | 30-month paid monthly · $500 | 2.75% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Year CD | 3-year paid monthly · $500 | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 4-Year CD | 4-year paid monthly · $500 | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 5-year paid monthly · $500 | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 6-Year CD | 6-year paid monthly · $500 | 3.00% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Market Checking | $0.01 - $999.99 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Checking | $1,000 and over | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Savings | $0.01 - $999.99 | 0.60% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Savings | $1,000 - $9,999.99 | 0.60% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Savings | $10,000 - $24,999.99 | 1.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Savings | $25,000 - $49,999.99 | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Savings | $50,000 - $74,999.99 | 2.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Savings | $75,000 - $249,999.99 | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Savings | $250,000 and over | 3.50% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Platinum Checking | $0.01 - $9,999.99 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Platinum Checking | $10,000 - $24,999.99 | 0.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Platinum Checking | $25,000 - $49,999.99 | 0.35% | APY | 2026-11-01 | since 2026-11-01 | |
| Platinum Checking | $50,000 and over | 0.40% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.iucu.org/rates/deposit-rates.html | 2026-11-01 19:05 UTC | ok | 832fb8c10bce |
| www.iucu.org/rates/personal-rates.html | — | extract-failed | |
| www.iucu.org/rates/MC_rate_advantage.html | — | extract-failed |