Alabama One rates: up to 4.36% APY
credit union · NCUA CHARTER 68595 · www.alabamaone.org/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Christmas Club | 1.00% | APY | 2026-11-01 | since 2026-11-01 | ||
| Club Accounts | Ascend Fund **** | 3.82% | APY | 2026-11-01 | since 2026-11-01 | |
| Little ONE Membership Savings | 1.00% | APY | 2026-11-01 | since 2026-11-01 | ||
| Saver's Club | 1.00% | APY | 2026-11-01 | since 2026-11-01 | ||
| Savings Account | under $1,000 | 0.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $1,000 or greater | 0.20% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Certificate IRA | 6 Month | 4.36% | APY | 2026-11-01 | since 2026-11-01 | |
| 6-Month CD | 6 Month | 4.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate IRA | 12 Month | 4.31% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 12 Month | 4.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate IRA | 18 Month | 4.26% | APY | 2026-11-01 | since 2026-11-01 | |
| 18-Month CD | 18 Month | 4.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate IRA | 24 Month | 4.20% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 24 Month | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate IRA | 36 Month | 4.26% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Year CD | 36 Month | 4.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate IRA | 48 Month | 4.31% | APY | 2026-11-01 | since 2026-11-01 | |
| 4-Year CD | 48 Month | 4.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate IRA | 60 Month | 4.36% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 60 Month | 4.15% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| IRA Money Market | under $1,000.00 | 0.00% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Money Market | $1,000 - $9,999.99 | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Money Market | $10,000 - $24,999.99 | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Money Market | $25,000 - $99,999.99 | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Money Market | $100,000 - $249,999.99 | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Money Market | $250,000 - $499,999.99 | 2.78% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Money Market | $500,000 and greater | 2.53% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | under $1,000.00 | 0.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $1,000 - $9,999.99 ** | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $10,000 - $24,999.99 ** | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $25,000 - $99,999.99 ** | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $100,000 - $249,999.99 ** | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $250,000 - $499,999.99 ** | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $500,000 or greater | 2.78% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Ascend Checking | under $5,000.00 | 0.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Ascend Checking | $5,000 - $499,999.99 *** | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Ascend Checking | $500,000 or greater | 2.78% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.alabamaone.org/rates | 2026-11-01 20:22 UTC | ok | 43a0ee0236b1 |
| www.alabamaone.org/product/savings-accounts | 2026-11-01 20:22 UTC | ok | d30383d98320 |
| www.alabamaone.org/product/cds | 2026-11-01 20:22 UTC | ok | 0f38b66341a8 |