Midflorida rates: up to 5.00% APY
credit union · NCUA CHARTER 68600 · www.midflorida.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| All balances | 0.01% | APY | 2026-11-01 | since 2026-11-01 | ||
| High Five Savings | $0.01–$2,000 | 5.00% | APY | 2026-11-01 | since 2026-11-01 | |
| High Yield Savings | $0.01–$24,999.99 | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Relationship Savings | $0.01–$9,999.99 | 0.01% | APY | 2026-11-01 | since 2026-11-01 | |
| Youth Savings | $0.01–$5,000 | 4.00% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| IRA Certificates | 3 Month | 1.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular Certificates | 3 Month | 1.25% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificates | 6 Month | 1.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular Certificates | 6 Month | 1.50% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificates | 12 Month | 1.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular Certificates | 12 Month | 1.75% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificates | 18 Month | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular Certificates | 18 Month | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificates | 24 Month | 2.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular Certificates | 24 Month | 2.25% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificates | 36 Month | 2.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular Certificates | 36 Month | 2.50% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificates | 48 Month | 2.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular Certificates | 48 Month | 2.75% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificates | 60 Month | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular Certificates | 60 Month | 3.00% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| $1,000.00 & over | 0.01% | APY | 2026-11-01 | since 2026-11-01 | ||
| Money Market | $0.01–$999.99 | 0.01% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| High Yield Checking | $0.01–$10,000 | 5.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Investor Checking | $0.01–$999.99 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Relationship Checking | $0.01–$1,499.99 | 0.00% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.midflorida.com/rates/accounts | 2026-11-01 13:42 UTC | ok | 2402f8961d7b |
| www.midflorida.com/rates/certificates | 2026-11-01 13:42 UTC | ok | f5aa2d9e8721 |
| www.midflorida.com/rates | — | extract-failed |