Magnifi Financial rates: up to 4.50% APY
credit union · NCUA CHARTER 68604 · www.mymagnifi.org/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| IRA Savings | $0 - $2,499 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Savings | $2,500 - $9,999 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Savings | $10,000 - $24,999 | 0.20% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Savings | $25,000 - $49,999 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Savings | $50,000 - $99,999 | 0.30% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Savings | $100,000 - $149,999 | 0.35% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Savings | $150,000+ | 0.40% | APY | 2026-11-01 | since 2026-11-01 | |
| Little Scholars & Boom! Savings | $0.00 | 1.25% | APY | 2026-11-01 | since 2026-11-01 | |
| My Goal Savings | $0.00 | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings | $0.00 | 0.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings | Save the Change · $0.00 | 0.45% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings | $2,500 - $9,999 | 0.55% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings | $10,000 - $24,999 | 0.60% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings | $25,000 - $49,999 | 0.70% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings | $50,000 - $99,999 | 0.90% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings | $100,000 - $149,999 | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings | $100,000 - $499,999 | 2.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings | $150,000+ | 1.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings | $150,000 - $249,999 | 1.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings | $250,000 - $499,999 | 1.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings | $500,000 - $999,999 | 1.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings | $1,000,000+ | 1.35% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings | $1,000,000 - $2,499,999 | 3.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings | $2,500,000 - $5,000,000 | 3.35% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings | Additional balance above $5,000,000 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Share | $5.00 | 0.05% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Bump-Up Certificate | 10 months | 4.25% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificates | 12 Month | 3.90% | APY | 2026-11-01 | since 2026-11-01 | |
| Bump-Up Certificate | 17 months | 4.35% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificates | 24 Month | 3.60% | APY | 2026-11-01 | since 2026-11-01 | |
| Bump-Up Certificate | 30 months | 4.50% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificates | 36 Month | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificates | 48 Month | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificates | 60 Month | 3.10% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Market | $0 - $2,499 | 0.55% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.mymagnifi.org/rates/rates-savings.html | 2026-11-01 18:04 UTC | ok | d6e2cded886c |
| www.mymagnifi.org/rates/rates-certificates.html | 2026-11-01 18:04 UTC | ok | bc0974d9d188 |
| www.mymagnifi.org/rates/rates-ira-certificates.html | 2026-11-01 18:04 UTC | ok | 45a2ff4340b8 |