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Cornerstone Community Financial rates: up to 4.50% APY

credit union · NCUA CHARTER 68641 · www.ccfinancial.com/

Savings

Product	Term / tier	Rate	Basis	Checked	Change
Holiday Share Savings	rates dated 1 Jan 2026	0.05%	APY	checked 1 Nov 2026	since 2026-11-01
Holiday Share Savings	$0 - $9,999.99 · rates dated 1 Jan 2026	0.10%	APY	checked 1 Nov 2026	since 2026-11-01
Holiday Share Savings	$10,000 - $99,999.99 · rates dated 1 Jan 2026	0.40%	APY	checked 1 Nov 2026	since 2026-11-01
Holiday Share Savings	$100,000 - $249,999.99 · rates dated 1 Jan 2026	0.55%	APY	checked 1 Nov 2026	since 2026-11-01
Holiday Share Savings	$250,000 - $499,999.99 · rates dated 1 Jan 2026	0.65%	APY	checked 1 Nov 2026	since 2026-11-01
Holiday Share Savings	$500,000+ · rates dated 1 Jan 2026	0.75%	APY	checked 1 Nov 2026	since 2026-11-01
Rainy Day Savings	rates dated 1 Jan 2026	0.05%	APY	checked 1 Nov 2026	since 2026-11-01
Regular Savings	rates dated 1 Jan 2026	0.05%	APY	checked 1 Nov 2026	since 2026-11-01
Round-Up Rewards Savings	rates dated 1 Jan 2026	0.05%	APY	checked 1 Nov 2026	since 2026-11-01
Youth & Young Adults High-Yield Savings Accounts	Young Adult HYSA ($0-$5,000)² · rates dated 1 Jan 2026	3.15%	APY	checked 1 Nov 2026	since 2026-11-01
Youth & Young Adults High-Yield Savings Accounts	Young Adult HYSA ($5,000+)² · rates dated 1 Jan 2026	0.05%	APY	checked 1 Nov 2026	since 2026-11-01
Youth HYSA ($0-$1,000)	$0–$1,000 · rates dated 1 Jan 2026	3.15%	APY	checked 1 Nov 2026	since 2026-11-01
Youth HYSA ($1,000+)	from $1,000 · rates dated 1 Jan 2026	0.05%	APY	checked 1 Nov 2026	since 2026-11-01

CDs

Product	Term / tier	Rate	Basis	Checked	Change
6-Month CD	6 months · rates dated 1 Jan 2026	0.90%	APY	checked 1 Nov 2026	since 2026-11-01
Holiday Share Savings	First 6 months · $1,000 · rates dated 1 Jan 2026	0.80%	APY	checked 1 Nov 2026	since 2026-11-01
Holiday Share Savings	Fourth 6 months · $1,000 · rates dated 1 Jan 2026	1.10%	APY	checked 1 Nov 2026	since 2026-11-01
Holiday Share Savings	Second 6 months · $1,000 · rates dated 1 Jan 2026	0.90%	APY	checked 1 Nov 2026	since 2026-11-01
Holiday Share Savings	Third 6 months · $1,000 · rates dated 1 Jan 2026	1.00%	APY	checked 1 Nov 2026	since 2026-11-01
Youth Certificates	6 months · $250 · rates dated 1 Jan 2026	0.90%	APY	checked 1 Nov 2026	since 2026-11-01
7-month CD	7 months	4.40%	APY	checked 1 Nov 2026	since 2026-11-01
NEW MONEY Special Offer: 7-month CD	7 months · rates dated 1 Jan 2026	4.40%	APY	checked 1 Nov 2026	since 2026-11-01
13-month CD	12 months · $500 · rates dated 1 Jan 2026	1.26%	APY	checked 1 Nov 2026	since 2026-11-01
1-Year CD	12 months · rates dated 1 Jan 2026	1.26%	APY	checked 1 Nov 2026	since 2026-11-01
Jumbo Certificates	12 months · $50,000 · rates dated 1 Jan 2026	1.26%	APY	checked 1 Nov 2026	since 2026-11-01
Jumbo IRA Certificates	12 months · $50,000 · rates dated 1 Jan 2026	1.26%	APY	checked 1 Nov 2026	since 2026-11-01
NEW MONEY GenGrow 12-month CD	$50 · 1 year · rates dated 1 Jan 2026	4.00%	APY	checked 1 Nov 2026	since 2026-11-01
Youth Certificates	12 months · $250 · rates dated 1 Jan 2026	1.26%	APY	checked 1 Nov 2026	since 2026-11-01
13-month CD	13 months	4.10%	APY	checked 1 Nov 2026	since 2026-11-01
NEW MONEY Special Offer: 13-month CD	13 months · rates dated 1 Jan 2026	4.10%	APY	checked 1 Nov 2026	since 2026-11-01
13-month CD	18 months · $500 · rates dated 1 Jan 2026	1.36%	APY	checked 1 Nov 2026	since 2026-11-01
18-Month CD	18 months · rates dated 1 Jan 2026	1.36%	APY	checked 1 Nov 2026	since 2026-11-01
Jumbo Certificates	18 months · $50,000 · rates dated 1 Jan 2026	1.36%	APY	checked 1 Nov 2026	since 2026-11-01
Jumbo IRA Certificates	18 months · $50,000 · rates dated 1 Jan 2026	1.36%	APY	checked 1 Nov 2026	since 2026-11-01
19-month CD	19 months	4.50%	APY	checked 1 Nov 2026	since 2026-11-01
Jumbo CD	19 months	4.50%	APY	checked 1 Nov 2026	since 2026-11-01
NEW MONEY Jumbo CD Offer: 19-month CD	19 months · rates dated 1 Jan 2026	4.50%	APY	checked 1 Nov 2026	since 2026-11-01
20-month CD	20 months	4.25%	APY	checked 1 Nov 2026	since 2026-11-01
NEW MONEY Special Offer: 20-month CD	20 months · rates dated 1 Jan 2026	4.25%	APY	checked 1 Nov 2026	since 2026-11-01
13-month CD	24 months · $500 · rates dated 1 Jan 2026	1.51%	APY	checked 1 Nov 2026	since 2026-11-01
2-Year CD	24 months · rates dated 1 Jan 2026	1.51%	APY	checked 1 Nov 2026	since 2026-11-01
Jumbo Certificates	24 months · $50,000 · rates dated 1 Jan 2026	1.51%	APY	checked 1 Nov 2026	since 2026-11-01
Jumbo IRA Certificates	24 months · $50,000 · rates dated 1 Jan 2026	1.51%	APY	checked 1 Nov 2026	since 2026-11-01
13-month CD	36 months · $500 · rates dated 1 Jan 2026	2.02%	APY	checked 1 Nov 2026	since 2026-11-01
3-Year CD	36 months · rates dated 1 Jan 2026	2.02%	APY	checked 1 Nov 2026	since 2026-11-01
Jumbo Certificates	36 months · $50,000 · rates dated 1 Jan 2026	2.02%	APY	checked 1 Nov 2026	since 2026-11-01
Jumbo IRA Certificates	36 months · $50,000 · rates dated 1 Jan 2026	2.02%	APY	checked 1 Nov 2026	since 2026-11-01
13-month CD	48 months · $500 · rates dated 1 Jan 2026	2.27%	APY	checked 1 Nov 2026	since 2026-11-01
4-Year CD	48 months · rates dated 1 Jan 2026	2.27%	APY	checked 1 Nov 2026	since 2026-11-01
Jumbo Certificates	48 months · $50,000 · rates dated 1 Jan 2026	2.27%	APY	checked 1 Nov 2026	since 2026-11-01
Jumbo IRA Certificates	48 months · $50,000 · rates dated 1 Jan 2026	2.27%	APY	checked 1 Nov 2026	since 2026-11-01
13-month CD	60 months · $500 · rates dated 1 Jan 2026	2.52%	APY	checked 1 Nov 2026	since 2026-11-01
5-Year CD	60 months · rates dated 1 Jan 2026	2.52%	APY	checked 1 Nov 2026	since 2026-11-01
Jumbo Certificates	60 months · $50,000 · rates dated 1 Jan 2026	2.52%	APY	checked 1 Nov 2026	since 2026-11-01
Jumbo IRA Certificates	60 months · $50,000 · rates dated 1 Jan 2026	2.52%	APY	checked 1 Nov 2026	since 2026-11-01

Checking

Product	Term / tier	Rate	Basis	Checked	Change
Core Rewards Checking	$0 - $15,000 · rates dated 1 Jan 2026	2.02%	APY	checked 1 Nov 2026	since 2026-11-01
Core Rewards Checking	$15,000+ · rates dated 1 Jan 2026	0.05%	APY	checked 1 Nov 2026	since 2026-11-01
Rewards Checking	$0 - $15,000 · rates dated 1 Jan 2026	2.02%	APY	checked 1 Nov 2026	since 2026-11-01
Rewards Checking	$15,000+ · rates dated 1 Jan 2026	0.05%	APY	checked 1 Nov 2026	since 2026-11-01

0 rates hidden because they were not re-checked in over 3 days. A row not re-checked for over 1 day is marked stale and never heads a ranking.

Sources and evidence

Page	Last captured	Last result	Digest
www.ccfinancial.com/rates	2026-11-02 04:45 UTC	ok	83563bcf99b8
www.ccfinancial.com/ccfcerts	2026-11-02 04:45 UTC	ok	bf1f01cf1f49
www.ccfinancial.com/personal/certificates-of-deposit	—	extract-failed